Employers (EIG) vs United Fire Group (UFCS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
United Fire Group (UFCS) has outperformed Employers (EIG) over the past year, gaining 77.6% versus a gain of 16.4%. Over five years, UFCS leads with a +150.1% price change compared with +22.5% for EIG. United Fire Group is the larger company by market cap ($1.45 billion vs $899.3 million), about 1.6 times the size.
On valuation, United Fire Group trades at a lower forward P/E (11.7x vs 19.6x for Employers). Employers offers the higher dividend yield (2.60% vs 1.28%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EIG | UFCS |
|---|---|---|
| Share price | $50.07 | $56.40 |
| Market cap | $899.28M | $1.45B |
| 1-day change | +1.81% | +2.45% |
| YTD return | +13.92% | +51.44% |
| 1-year return | +16.37% | +77.64% |
| 5-year return | +22.49% | +150.11% |
| P/E ratio (TTM) | 66.76 | 10.46 |
| Forward P/E | 19.64 | 11.65 |
| EPS (TTM) | $0.75 | $5.39 |
| Dividend yield | 2.60% | 1.28% |
| Annual dividend | $1.30 | $0.72 |
| 52-week high | $52.59 | $56.74 |
| 52-week low | $35.73 | $29.85 |
| Distance from 52-week high | -4.79% | -0.60% |
| Analyst consensus | none | none |
| Avg. price target upside | +7.85% | +3.72% |
| Average volume | 174.48K | 150.98K |
| Shares outstanding | 17.96M | 25.71M |
| Employees | 623 | 846 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UFCS has outperformed EIG by 61.3 percentage points over the past year.
- Employers trades at a higher earnings multiple (66.8x vs 10.5x trailing P/E).
- Employers offers a meaningfully higher dividend yield (2.60% vs 1.28%).
About Employers
EIG stock →Employers Holdings, Inc., through its subsidiaries, provides workers' compensation insurance and services in the United States. The company offers insurance to small businesses in low to medium hazard industries.
Finance · Property-Casualty Insurers · 623 employees
About United Fire Group
UFCS stock →United Fire Group, Inc., together with its subsidiaries, engages in writing property and casualty insurance in the United States. It provides property and casualty insurance, and surety bonds; and fire and allied lines, other liability, automobile, workers' compensation, and surety to small business owners and middle market businesses operating in industries, such as construction, services, retail trade, financial, and manufacturing.
Finance · Property-Casualty Insurers · 846 employees
EIG vs UFCS FAQ
Which is bigger, Employers or United Fire Group?
United Fire Group (UFCS) is larger, with a market capitalization of $1.45B compared with $899.28M for Employers (EIG).
Which stock has performed better over the past year, EIG or UFCS?
UFCS returned +77.64% over the past 12 months, compared with +16.37% for EIG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EIG or UFCS?
UFCS has the lower trailing P/E at 10.5, versus 66.8 for EIG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Employers or United Fire Group?
Employers has the higher yield at 2.60%, compared with 1.28% for United Fire Group.
Are Employers and United Fire Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.