Kemper (KMPR) vs United Fire Group (UFCS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
United Fire Group (UFCS) has outperformed Kemper (KMPR) over the past year, gaining 77.6% versus a loss of 47.2%. Over five years, UFCS leads with a +150.1% price change compared with -60.3% for KMPR. Kemper is the larger company by market cap ($1.55 billion vs $1.42 billion), about 1.1 times the size.
On valuation, Kemper trades at a lower forward P/E (6.2x vs 11.4x for United Fire Group). Kemper offers the higher dividend yield (4.88% vs 1.31%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | KMPR | UFCS |
|---|---|---|
| Share price | $26.25 | $55.05 |
| Market cap | $1.55B | $1.42B |
| 1-day change | +0.69% | +0.33% |
| YTD return | -35.25% | +51.44% |
| 1-year return | -47.24% | +77.64% |
| 5-year return | -60.31% | +150.11% |
| P/E ratio (TTM) | — | 10.21 |
| Forward P/E | 6.21 | 11.37 |
| EPS (TTM) | $-8.36 | $5.39 |
| Dividend yield | 4.88% | 1.31% |
| Annual dividend | $1.28 | $0.72 |
| 52-week high | $50.52 | $56.74 |
| 52-week low | $22.69 | $29.85 |
| Distance from 52-week high | -48.04% | -2.98% |
| Analyst consensus | none | none |
| Avg. price target upside | +38.40% | +6.27% |
| Average volume | 871.99K | 150.36K |
| Shares outstanding | 58.87M | 25.71M |
| Employees | 7,300 | 846 |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Property & Casualty | Insurance - Property & Casualty |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UFCS has outperformed KMPR by 124.9 percentage points over the past year.
- Kemper offers a meaningfully higher dividend yield (4.88% vs 1.31%).
About Kemper
KMPR stock →Kemper Corporation, an insurance holding company, provides insurance products in the United States. It operates in two segments, Specialty Property & Casualty Insurance, and Life Insurance.
Financial Services · Insurance - Property & Casualty · 7,300 employees
About United Fire Group
UFCS stock →United Fire Group, Inc., together with its subsidiaries, engages in writing property and casualty insurance in the United States. It provides property and casualty insurance, and surety bonds; and fire and allied lines, other liability, automobile, workers' compensation, and surety to small business owners and middle market businesses operating in industries, such as construction, services, retail trade, financial, and manufacturing.
Financial Services · Insurance - Property & Casualty · 846 employees
KMPR vs UFCS FAQ
Which is bigger, Kemper or United Fire Group?
Kemper (KMPR) is larger, with a market capitalization of $1.55B compared with $1.42B for United Fire Group (UFCS).
Which stock has performed better over the past year, KMPR or UFCS?
UFCS returned +77.64% over the past 12 months, compared with -47.24% for KMPR (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Kemper or United Fire Group?
Kemper has the higher yield at 4.88%, compared with 1.31% for United Fire Group.
Are Kemper and United Fire Group in the same industry?
Yes. Both are classified in the Insurance - Property & Casualty industry within the Financial Services sector.