Enova International (ENVA) vs TeraWulf (WULF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Enova International (ENVA) has outperformed TeraWulf (WULF) over the past year, gaining 68.7% versus a gain of 11.0%. Over five years, ENVA leads with a +406.5% price change compared with -54.6% for WULF. TeraWulf is the larger company by market cap ($6.81 billion vs $4.55 billion), about 1.5 times the size.
Enova International converts more of its revenue into profit, with a net margin of 9.8% versus -392.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ENVA | WULF |
|---|---|---|
| Share price | $182.59 | $13.65 |
| Market cap | $4.55B | $6.81B |
| 1-day change | -0.83% | -5.21% |
| YTD return | +16.15% | +18.80% |
| 1-year return | +68.74% | +10.98% |
| 5-year return | +406.49% | -54.58% |
| P/E ratio (TTM) | 13.56 | — |
| Forward P/E | 8.71 | — |
| EPS (TTM) | $13.47 | $-4.43 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $3.15B | $168.46M |
| Revenue growth (YoY) | +18.58% | +20.28% |
| Net income (latest FY) | $308.39M | $-661.42M |
| Gross margin | 58.07% | 39.21% |
| Operating margin | 23.46% | -110.54% |
| Net margin | 9.78% | -392.64% |
| 52-week high | $267.45 | $29.84 |
| 52-week low | $103.02 | $10.47 |
| Distance from 52-week high | -31.73% | -54.26% |
| Analyst consensus | strong_buy | strong_buy |
| Avg. price target upside | +31.99% | +145.27% |
| Average volume | 357.94K | 31.02M |
| Shares outstanding | 24.90M | 498.97M |
| Employees | 1,836 | 141 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ENVA has outperformed WULF by 57.8 percentage points over the past year.
- Enova International is more profitable, keeping 9.8 cents of every revenue dollar as net income versus -392.6 cents for TeraWulf.
About Enova International
ENVA stock →Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan.
Finance · Finance: Consumer Services · 1,836 employees
About TeraWulf
WULF stock →TeraWulf Inc., together with its subsidiaries, owns, develops, operates digital infrastructure in the United States. It also develops and operates bitcoin mining facilities for bitcoin mining and high-performance computing workloads, leveraging clean, cost-effective, and reliable energy.
Finance · Finance: Consumer Services · 141 employees
ENVA vs WULF FAQ
Which is bigger, Enova International or TeraWulf?
TeraWulf (WULF) is larger, with a market capitalization of $6.81B compared with $4.55B for Enova International (ENVA).
Which stock has performed better over the past year, ENVA or WULF?
ENVA returned +68.74% over the past 12 months, compared with +10.98% for WULF (price return, excluding dividends). Past performance does not predict future results.
Are Enova International and TeraWulf in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.