First Community Bankshares (VA) (FCBC) vs Independent Bank (IBCP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Community Bankshares (VA) (FCBC) has outperformed Independent Bank (IBCP) over the past year, gaining 40.6% versus a gain of 14.8%. Over five years, IBCP leads with a +62.0% price change compared with +46.3% for FCBC. First Community Bankshares (VA) is the larger company by market cap ($900.3 million vs $736.7 million), about 1.2 times the size.
On valuation, Independent Bank trades at a lower forward P/E (9.2x vs 15.5x for First Community Bankshares (VA)). Independent Bank offers the higher dividend yield (3.02% vs 2.65%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FCBC | IBCP |
|---|---|---|
| Share price | $47.61 | $35.76 |
| Market cap | $900.32M | $736.75M |
| 1-day change | +0.15% | +0.59% |
| YTD return | +41.15% | +9.93% |
| 1-year return | +40.65% | +14.80% |
| 5-year return | +46.27% | +62.03% |
| P/E ratio (TTM) | 15.02 | 10.37 |
| Forward P/E | 15.51 | 9.22 |
| EPS (TTM) | $3.17 | $3.45 |
| Dividend yield | 2.65% | 3.02% |
| Annual dividend | $1.26 | $1.08 |
| 52-week high | $50.17 | $39.24 |
| 52-week low | $31.21 | $29.83 |
| Distance from 52-week high | -5.10% | -8.87% |
| Analyst consensus | none | buy |
| Avg. price target upside | +5.02% | +12.42% |
| Average volume | 89.69K | 195.49K |
| Shares outstanding | 18.91M | 20.60M |
| Employees | 614 | 735 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FCBC has outperformed IBCP by 25.9 percentage points over the past year.
- First Community Bankshares (VA) trades at a higher earnings multiple (15.0x vs 10.4x trailing P/E).
About First Community Bankshares (VA)
FCBC stock →First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services.
Financial Services · Banks - Regional · 614 employees
About Independent Bank
IBCP stock →Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certificates of deposit, including free checking accounts.
Financial Services · Banks - Regional · 735 employees
FCBC vs IBCP FAQ
Which is bigger, First Community Bankshares (VA) or Independent Bank?
First Community Bankshares (VA) (FCBC) is larger, with a market capitalization of $900.32M compared with $736.75M for Independent Bank (IBCP).
Which stock has performed better over the past year, FCBC or IBCP?
FCBC returned +40.65% over the past 12 months, compared with +14.80% for IBCP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FCBC or IBCP?
IBCP has the lower trailing P/E at 10.4, versus 15.0 for FCBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Community Bankshares (VA) or Independent Bank?
Independent Bank has the higher yield at 3.02%, compared with 2.65% for First Community Bankshares (VA).
Are First Community Bankshares (VA) and Independent Bank in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.