First Community Bankshares (VA) (FCBC) vs SmartFinancial (SMBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
SmartFinancial (SMBK) has outperformed First Community Bankshares (VA) (FCBC) over the past year, gaining 43.1% versus a gain of 41.3%. Over five years, SMBK leads with a +93.6% price change compared with +46.1% for FCBC. First Community Bankshares (VA) is the larger company by market cap ($900.3 million vs $855.9 million), about 1.1 times the size.
On valuation, SmartFinancial trades at a lower forward P/E (11.9x vs 15.5x for First Community Bankshares (VA)). First Community Bankshares (VA) offers the higher dividend yield (2.65% vs 0.66%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FCBC | SMBK |
|---|---|---|
| Share price | $47.61 | $50.06 |
| Market cap | $900.32M | $855.95M |
| 1-day change | +0.15% | +0.04% |
| YTD return | +40.94% | +35.33% |
| 1-year return | +41.28% | +43.07% |
| 5-year return | +46.05% | +93.58% |
| P/E ratio (TTM) | 15.02 | 14.77 |
| Forward P/E | 15.51 | 11.95 |
| EPS (TTM) | $3.17 | $3.39 |
| Dividend yield | 2.65% | 0.66% |
| Annual dividend | $1.26 | $0.33 |
| 52-week high | $50.17 | $54.14 |
| 52-week low | $31.21 | $33.01 |
| Distance from 52-week high | -5.10% | -7.54% |
| Analyst consensus | none | buy |
| Avg. price target upside | +5.02% | +5.29% |
| Average volume | 89.69K | 122.26K |
| Shares outstanding | 18.91M | 17.10M |
| Employees | 614 | 581 |
| Sector | Financial Services | Finance |
| Industry | Banks - Regional | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- First Community Bankshares (VA) offers a meaningfully higher dividend yield (2.65% vs 0.66%).
- The two companies sit in different sectors: First Community Bankshares (VA) in Financial Services and SmartFinancial in Finance.
About First Community Bankshares (VA)
FCBC stock →First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services.
Financial Services · Banks - Regional · 614 employees
About SmartFinancial
SMBK stock →SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States.
Finance · Major Banks · 581 employees
FCBC vs SMBK FAQ
Which is bigger, First Community Bankshares (VA) or SmartFinancial?
First Community Bankshares (VA) (FCBC) is larger, with a market capitalization of $900.32M compared with $855.95M for SmartFinancial (SMBK).
Which stock has performed better over the past year, FCBC or SMBK?
SMBK returned +43.07% over the past 12 months, compared with +41.28% for FCBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FCBC or SMBK?
SMBK has the lower trailing P/E at 14.8, versus 15.0 for FCBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Community Bankshares (VA) or SmartFinancial?
First Community Bankshares (VA) has the higher yield at 2.65%, compared with 0.66% for SmartFinancial.
Are First Community Bankshares (VA) and SmartFinancial in the same industry?
No. First Community Bankshares (VA) is in the Financial Services sector, while SmartFinancial is in Finance.