Intercorp Financial Services (IFS) vs NBT Bancorp (NBTB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Intercorp Financial Services (IFS) has outperformed NBT Bancorp (NBTB) over the past year, gaining 31.5% versus a gain of 22.8%. Over five years, IFS leads with a +102.8% price change compared with +37.8% for NBTB. Intercorp Financial Services is the larger company by market cap ($5.87 billion vs $2.60 billion), about 2.3 times the size.
On valuation, Intercorp Financial Services trades at a lower forward P/E (8.1x vs 11.0x for NBT Bancorp). Intercorp Financial Services offers the higher dividend yield (11.38% vs 2.95%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | IFS | NBTB |
|---|---|---|
| Share price | $53.21 | $50.10 |
| Market cap | $5.87B | $2.60B |
| 1-day change | +0.39% | -0.86% |
| YTD return | +25.12% | +21.70% |
| 1-year return | +31.48% | +22.76% |
| 5-year return | +102.75% | +37.80% |
| P/E ratio (TTM) | 9.87 | 12.25 |
| Forward P/E | 8.08 | 10.97 |
| EPS (TTM) | $5.39 | $4.09 |
| Dividend yield | 11.38% | 2.95% |
| Annual dividend | $6.06 | $1.48 |
| Revenue (latest FY) | — | $182.95M |
| Revenue growth (YoY) | — | +10.40% |
| Net income (latest FY) | — | $169.24M |
| Net margin | — | 92.50% |
| 52-week high | $61.38 | $54.50 |
| 52-week low | $38.29 | $39.20 |
| Distance from 52-week high | -13.32% | -8.08% |
| Analyst consensus | none | hold |
| Avg. price target upside | +24.84% | +14.78% |
| Average volume | 226.94K | 348.49K |
| Shares outstanding | 110.40M | 51.96M |
| Employees | 9,229 | 2,303 |
| Sector | Finance | Finance |
| Industry | Commercial Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Intercorp Financial Services is about 2.3 times larger than NBT Bancorp by market value ($5.87B vs $2.60B).
- Intercorp Financial Services offers a meaningfully higher dividend yield (11.38% vs 2.95%).
About Intercorp Financial Services
IFS stock →Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services.
Finance · Commercial Banks · 9,229 employees
About NBT Bancorp
NBTB stock →NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments.
Finance · Major Banks · 2,303 employees
IFS vs NBTB FAQ
Which is bigger, Intercorp Financial Services or NBT Bancorp?
Intercorp Financial Services (IFS) is larger, with a market capitalization of $5.87B compared with $2.60B for NBT Bancorp (NBTB).
Which stock has performed better over the past year, IFS or NBTB?
IFS returned +31.48% over the past 12 months, compared with +22.76% for NBTB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, IFS or NBTB?
IFS has the lower trailing P/E at 9.9, versus 12.2 for NBTB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Intercorp Financial Services or NBT Bancorp?
Intercorp Financial Services has the higher yield at 11.38%, compared with 2.95% for NBT Bancorp.
Are Intercorp Financial Services and NBT Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Commercial Banks for Intercorp Financial Services and Major Banks for NBT Bancorp.