Intercorp Financial Services (IFS) vs Bank OZK (OZK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Intercorp Financial Services (IFS) has outperformed Bank OZK (OZK) over the past year, gaining 31.5% versus a loss of 13.8%. Over five years, IFS leads with a +102.8% price change compared with +0.8% for OZK. Intercorp Financial Services is the larger company by market cap ($5.85 billion vs $4.89 billion), about 1.2 times the size.
On valuation, Bank OZK trades at a lower forward P/E (7.4x vs 8.0x for Intercorp Financial Services). Intercorp Financial Services offers the higher dividend yield (11.43% vs 4.06%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | IFS | OZK |
|---|---|---|
| Share price | $53.00 | $44.86 |
| Market cap | $5.85B | $4.89B |
| 1-day change | +1.34% | +2.98% |
| YTD return | +25.12% | -2.52% |
| 1-year return | +31.48% | -13.78% |
| 5-year return | +102.75% | +0.76% |
| P/E ratio (TTM) | 9.83 | 7.40 |
| Forward P/E | 8.05 | 7.41 |
| EPS (TTM) | $5.39 | $6.06 |
| Dividend yield | 11.43% | 4.06% |
| Annual dividend | $6.06 | $1.82 |
| 52-week high | $61.38 | $53.39 |
| 52-week low | $38.29 | $42.37 |
| Distance from 52-week high | -13.65% | -15.98% |
| Analyst consensus | none | hold |
| Avg. price target upside | +24.87% | +19.88% |
| Average volume | 226.94K | 1.21M |
| Shares outstanding | 110.40M | 109.04M |
| Employees | 9,229 | 3,286 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- IFS has outperformed OZK by 45.3 percentage points over the past year.
- Intercorp Financial Services trades at a higher earnings multiple (9.8x vs 7.4x trailing P/E).
- Intercorp Financial Services offers a meaningfully higher dividend yield (11.43% vs 4.06%).
About Intercorp Financial Services
IFS stock →Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services.
Financial Services · Banks - Regional · 9,229 employees
About Bank OZK
OZK stock →Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits.
Financial Services · Banks - Regional · 3,286 employees
IFS vs OZK FAQ
Which is bigger, Intercorp Financial Services or Bank OZK?
Intercorp Financial Services (IFS) is larger, with a market capitalization of $5.85B compared with $4.89B for Bank OZK (OZK).
Which stock has performed better over the past year, IFS or OZK?
IFS returned +31.48% over the past 12 months, compared with -13.78% for OZK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, IFS or OZK?
OZK has the lower trailing P/E at 7.4, versus 9.8 for IFS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Intercorp Financial Services or Bank OZK?
Intercorp Financial Services has the higher yield at 11.43%, compared with 4.06% for Bank OZK.
Are Intercorp Financial Services and Bank OZK in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.