MetaCap

First Interstate BancSystem (FIBK) vs Seacoast Banking of Florida (SBCF)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

First Interstate BancSystem (FIBK) has outperformed Seacoast Banking of Florida (SBCF) over the past year, gaining 9.1% versus a gain of 0.5%. Over five years, SBCF leads with a -12.0% price change compared with -14.7% for FIBK. First Interstate BancSystem is the larger company by market cap ($3.31 billion vs $3.09 billion), about 1.1 times the size.

On valuation, Seacoast Banking of Florida trades at a lower forward P/E (11.5x vs 12.2x for First Interstate BancSystem). First Interstate BancSystem offers the higher dividend yield (5.41% vs 2.35%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

FIBK+9.11%SBCF+0.47%
+28%+9%-11%
Oct 7, 20251 yearOct 7, 2026
FIBK-17.60%SBCF-12.45%
+12%-20%-51%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

FIBK versus SBCF key metrics
MetricFIBKSBCF
Share price$34.74$31.87
Market cap$3.31B$3.09B
1-day change-2.20%-1.70%
YTD return+0.40%+1.43%
1-year return+9.11%+0.47%
5-year return-14.66%-11.99%
P/E ratio (TTM)10.7620.56
Forward P/E12.1711.51
EPS (TTM)$3.23$1.55
Dividend yield5.41%2.35%
Annual dividend$1.88$0.75
52-week high$40.60$36.27
52-week low$29.10$28.58
Distance from 52-week high-14.43%-12.13%
Analyst consensusholdhold
Avg. price target upside+6.51%+16.22%
Average volume1.17M899.08K
Shares outstanding95.30M96.82M
Employees3,3761,964
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Seacoast Banking of Florida trades at a higher earnings multiple (20.6x vs 10.8x trailing P/E).
  • First Interstate BancSystem offers a meaningfully higher dividend yield (5.41% vs 2.35%).

About First Interstate BancSystem

FIBK stock →

First Interstate BancSystem, Inc. operates as a bank holding company for First Interstate Bank that provides a range of banking products and services in the United States.

Finance · Major Banks · 3,376 employees

About Seacoast Banking of Florida

SBCF stock →

Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes.

Finance · Major Banks · 1,964 employees

FIBK vs SBCF FAQ

Which is bigger, First Interstate BancSystem or Seacoast Banking of Florida?

First Interstate BancSystem (FIBK) is larger, with a market capitalization of $3.31B compared with $3.09B for Seacoast Banking of Florida (SBCF).

Which stock has performed better over the past year, FIBK or SBCF?

FIBK returned +9.11% over the past 12 months, compared with +0.47% for SBCF (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, FIBK or SBCF?

FIBK has the lower trailing P/E at 10.8, versus 20.6 for SBCF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, First Interstate BancSystem or Seacoast Banking of Florida?

First Interstate BancSystem has the higher yield at 5.41%, compared with 2.35% for Seacoast Banking of Florida.

Are First Interstate BancSystem and Seacoast Banking of Florida in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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