Fair Isaac (FICO) vs Global Payments (GPN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Global Payments (GPN) has outperformed Fair Isaac (FICO) over the past year, losing 8.0% versus a loss of 63.7%. Over five years, FICO leads with a +66.4% price change compared with -49.5% for GPN. Global Payments is the larger company by market cap ($21.32 billion vs $15.19 billion), about 1.4 times the size, while Fair Isaac is growing revenue faster (+15.9% vs -0.4%).
On valuation, Global Payments trades at a lower forward P/E (5.0x vs 14.0x for Fair Isaac). Global Payments pays a dividend yielding 1.24%, while Fair Isaac does not currently pay one. Fair Isaac converts more of its revenue into profit, with a net margin of 32.7% versus 18.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FICO | GPN |
|---|---|---|
| Share price | $703.50 | $80.58 |
| Market cap | $15.19B | $21.32B |
| 1-day change | +3.19% | -0.62% |
| YTD return | -59.67% | +4.75% |
| 1-year return | -63.73% | -7.97% |
| 5-year return | +66.37% | -49.51% |
| P/E ratio (TTM) | 20.37 | 37.83 |
| Forward P/E | 14.01 | 5.03 |
| EPS (TTM) | $34.54 | $2.13 |
| Dividend yield | 0.00% | 1.24% |
| Annual dividend | $0.00 | $1.00 |
| Revenue (latest FY) | $1.99B | $7.71B |
| Revenue growth (YoY) | +15.91% | -0.39% |
| Net income (latest FY) | $651.95M | $1.40B |
| Gross margin | 82.23% | 72.57% |
| Operating margin | 46.45% | 22.77% |
| Net margin | 32.75% | 18.17% |
| 52-week high | $1,858.91 | $95.88 |
| 52-week low | $586.05 | $61.16 |
| Distance from 52-week high | -62.16% | -15.96% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +58.87% | +30.31% |
| Average volume | 567.27K | 2.79M |
| Shares outstanding | 21.60M | 264.62M |
| Employees | 3,876 | 26,000 |
| Sector | Consumer Discretionary | Consumer Discretionary |
| Industry | Business Services | Business Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- GPN has outperformed FICO by 55.8 percentage points over the past year.
- Global Payments trades at a higher earnings multiple (37.8x vs 20.4x trailing P/E).
- Global Payments offers a meaningfully higher dividend yield (1.24% vs 0.00%).
- Fair Isaac is more profitable, keeping 32.7 cents of every revenue dollar as net income versus 18.2 cents for Global Payments.
- Fair Isaac grew revenue faster in its latest fiscal year (+15.91% vs -0.39%).
About Fair Isaac
FICO stock →Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software.
Consumer Discretionary · Business Services · 3,876 employees
About Global Payments
GPN stock →Global Payments Inc. provides payment technology and software solutions for card, check, and digital-based payments in the Americas, Europe, and the Asia-Pacific.
Consumer Discretionary · Business Services · 26,000 employees
FICO vs GPN FAQ
Which is bigger, Fair Isaac or Global Payments?
Global Payments (GPN) is larger, with a market capitalization of $21.32B compared with $15.19B for Fair Isaac (FICO).
Which stock has performed better over the past year, FICO or GPN?
GPN returned -7.97% over the past 12 months, compared with -63.73% for FICO (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FICO or GPN?
FICO has the lower trailing P/E at 20.4, versus 37.8 for GPN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Fair Isaac or Global Payments?
Global Payments pays a dividend yielding 1.24%, while Fair Isaac does not currently pay a regular dividend.
Are Fair Isaac and Global Payments in the same industry?
Yes. Both are classified in the Business Services industry within the Consumer Discretionary sector.