FinWise Bancorp (FINW) vs Union Bankshares (UNB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Union Bankshares (UNB) has outperformed FinWise Bancorp (FINW) over the past year, losing 8.4% versus a loss of 40.8%. FinWise Bancorp is the larger company by market cap ($152.6 million vs $113.3 million), about 1.3 times the size. On valuation, Union Bankshares trades at a lower trailing P/E (8.8x vs 11.4x for FinWise Bancorp).
Union Bankshares pays a dividend yielding 6.29%, while FinWise Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FINW | UNB |
|---|---|---|
| Share price | $10.99 | $22.90 |
| Market cap | $152.57M | $113.26M |
| 1-day change | +1.57% | -0.43% |
| YTD return | -38.74% | -3.08% |
| 1-year return | -40.75% | -8.37% |
| 5-year return | — | -29.01% |
| P/E ratio (TTM) | 11.45 | 8.84 |
| Forward P/E | 10.85 | — |
| EPS (TTM) | $0.96 | $2.59 |
| Dividend yield | 0.00% | 6.29% |
| Annual dividend | $0.00 | $1.44 |
| 52-week high | $19.86 | $26.41 |
| 52-week low | $10.77 | $20.65 |
| Distance from 52-week high | -44.66% | -13.29% |
| Analyst consensus | none | — |
| Avg. price target upside | +48.59% | — |
| Average volume | 30.31K | 5.67K |
| Shares outstanding | 13.88M | 4.95M |
| Employees | 206 | 195 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UNB has outperformed FINW by 32.4 percentage points over the past year.
- FinWise Bancorp trades at a higher earnings multiple (11.4x vs 8.8x trailing P/E).
- Union Bankshares offers a meaningfully higher dividend yield (6.29% vs 0.00%).
About FinWise Bancorp
FINW stock →FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers in Utah. The company operates in three segments: Traditional Banking; BaaS and Treasury; and Administration.
Finance · Major Banks · 206 employees
About Union Bankshares
UNB stock →Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States.
Finance · Major Banks · 195 employees
FINW vs UNB FAQ
Which is bigger, FinWise Bancorp or Union Bankshares?
FinWise Bancorp (FINW) is larger, with a market capitalization of $152.57M compared with $113.26M for Union Bankshares (UNB).
Which stock has performed better over the past year, FINW or UNB?
UNB returned -8.37% over the past 12 months, compared with -40.75% for FINW (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FINW or UNB?
UNB has the lower trailing P/E at 8.8, versus 11.4 for FINW. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, FinWise Bancorp or Union Bankshares?
Union Bankshares pays a dividend yielding 6.29%, while FinWise Bancorp does not currently pay a regular dividend.
Are FinWise Bancorp and Union Bankshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.