Financial Institutions (FISI) vs West Coast Community Bancorp (WCCB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
West Coast Community Bancorp (WCCB) has outperformed Financial Institutions (FISI) over the past year, gaining 45.0% versus a gain of 44.4%. Over five years, WCCB leads with a +178.9% price change compared with +23.5% for FISI. Financial Institutions is the larger company by market cap ($769.5 million vs $643.7 million), about 1.2 times the size.
On valuation, Financial Institutions trades at a lower forward P/E (9.1x vs 10.7x for West Coast Community Bancorp). Financial Institutions offers the higher dividend yield (3.23% vs 2.21%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FISI | WCCB |
|---|---|---|
| Share price | $39.05 | $61.16 |
| Market cap | $769.53M | $643.65M |
| 1-day change | +0.88% | +0.02% |
| YTD return | +25.28% | +39.00% |
| 1-year return | +44.42% | +44.96% |
| 5-year return | +23.46% | +178.86% |
| P/E ratio (TTM) | 9.69 | 12.13 |
| Forward P/E | 9.08 | 10.74 |
| EPS (TTM) | $4.03 | $5.04 |
| Dividend yield | 3.23% | 2.21% |
| Annual dividend | $1.26 | $1.35 |
| 52-week high | $42.97 | $61.95 |
| 52-week low | $25.61 | $40.20 |
| Distance from 52-week high | -9.12% | -1.28% |
| Analyst consensus | buy | strong_buy |
| Avg. price target upside | +15.24% | +9.55% |
| Average volume | 144.04K | 11.84K |
| Shares outstanding | 19.71M | 10.52M |
| Employees | 631 | 209 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- West Coast Community Bancorp trades at a higher earnings multiple (12.1x vs 9.7x trailing P/E).
- Financial Institutions offers a meaningfully higher dividend yield (3.23% vs 2.21%).
About Financial Institutions
FISI stock →Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts.
Financial Services · Banks - Regional · 631 employees
About West Coast Community Bancorp
WCCB stock →West Coast Community Bancorp operates as the bank holding company for West Coast Community Bank that provides a range of commercial and personal banking services to residents and businesses in the United States. The company offers personal and business checking, savings, money market, health savings, and individual retirement accounts, as well as certificate of deposits; and retirement plans.
Financial Services · Banks - Regional · 209 employees
FISI vs WCCB FAQ
Which is bigger, Financial Institutions or West Coast Community Bancorp?
Financial Institutions (FISI) is larger, with a market capitalization of $769.53M compared with $643.65M for West Coast Community Bancorp (WCCB).
Which stock has performed better over the past year, FISI or WCCB?
WCCB returned +44.96% over the past 12 months, compared with +44.42% for FISI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FISI or WCCB?
FISI has the lower trailing P/E at 9.7, versus 12.1 for WCCB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Financial Institutions or West Coast Community Bancorp?
Financial Institutions has the higher yield at 3.23%, compared with 2.21% for West Coast Community Bancorp.
Are Financial Institutions and West Coast Community Bancorp in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.