MetaCap

Pioneer Bancorp (PBFS) vs Third Coast Bancshares (TCBX)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Pioneer Bancorp (PBFS) has outperformed Third Coast Bancshares (TCBX) over the past year, gaining 33.2% versus a gain of 6.6%. Third Coast Bancshares is the larger company by market cap ($687.4 million vs $419.0 million), about 1.6 times the size. On valuation, Third Coast Bancshares trades at a lower trailing P/E (10.7x vs 24.8x for Pioneer Bancorp).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

PBFS+33.21%TCBX+6.64%
+45%+18%-9%
Oct 7, 20251 yearOct 7, 2026
PBFS+33.62%TCBX+64.75%
+91%+20%-51%
Nov 8, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

PBFS versus TCBX key metrics
MetricPBFSTCBX
Share price$17.33$41.27
Market cap$419.04M$687.35M
1-day change-1.17%-4.07%
YTD return+28.56%+8.58%
1-year return+33.21%+6.64%
5-year return+40.78%—
P/E ratio (TTM)24.7610.69
Forward P/E—9.57
EPS (TTM)$0.70$3.86
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
52-week high$19.91$46.36
52-week low$12.64$35.73
Distance from 52-week high-12.96%-10.97%
Analyst consensus—buy
Avg. price target upside—+16.65%
Average volume12.68K108.31K
Shares outstanding24.18M16.65M
Employees298477
SectorFinanceFinance
IndustryBanksBanks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • PBFS has outperformed TCBX by 26.6 percentage points over the past year.
  • Pioneer Bancorp trades at a higher earnings multiple (24.8x vs 10.7x trailing P/E).

About Pioneer Bancorp

PBFS stock →

Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York.

Finance · Banks · 298 employees

About Third Coast Bancshares

TCBX stock →

Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in Texas, the United States.

Finance · Banks · 477 employees

PBFS vs TCBX FAQ

Which is bigger, Pioneer Bancorp or Third Coast Bancshares?

Third Coast Bancshares (TCBX) is larger, with a market capitalization of $687.35M compared with $419.04M for Pioneer Bancorp (PBFS).

Which stock has performed better over the past year, PBFS or TCBX?

PBFS returned +33.21% over the past 12 months, compared with +6.64% for TCBX (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, PBFS or TCBX?

TCBX has the lower trailing P/E at 10.7, versus 24.8 for PBFS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Are Pioneer Bancorp and Third Coast Bancshares in the same industry?

Yes. Both are classified in the Banks industry within the Finance sector.

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