Finward Bancorp (FNWD) vs Provident Financial (PROV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Finward Bancorp (FNWD) has outperformed Provident Financial (PROV) over the past year, gaining 30.3% versus a gain of 16.6%. Over five years, PROV leads with a +10.1% price change compared with -1.8% for FNWD. Finward Bancorp is the larger company by market cap ($180.3 million vs $115.2 million), about 1.6 times the size.
On valuation, Finward Bancorp trades at a lower forward P/E (13.3x vs 14.6x for Provident Financial). Provident Financial offers the higher dividend yield (3.03% vs 1.15%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FNWD | PROV |
|---|---|---|
| Share price | $41.64 | $18.48 |
| Market cap | $180.34M | $115.20M |
| 1-day change | +1.09% | +0.90% |
| YTD return | +18.33% | +16.15% |
| 1-year return | +30.29% | +16.59% |
| 5-year return | -1.81% | +10.07% |
| P/E ratio (TTM) | 18.34 | 18.12 |
| Forward P/E | 13.30 | 14.55 |
| EPS (TTM) | $2.27 | $1.02 |
| Dividend yield | 1.15% | 3.03% |
| Annual dividend | $0.48 | $0.56 |
| 52-week high | $45.90 | $18.99 |
| 52-week low | $30.05 | $14.95 |
| Distance from 52-week high | -9.28% | -2.69% |
| Analyst consensus | none | none |
| Avg. price target upside | -8.74% | +0.11% |
| Average volume | 16.53K | 13.15K |
| Shares outstanding | 4.33M | 6.23M |
| Employees | 296 | 95 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FNWD has outperformed PROV by 13.7 percentage points over the past year.
- Provident Financial offers a meaningfully higher dividend yield (3.03% vs 1.15%).
About Finward Bancorp
FNWD stock →Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans.
Financial Services · Banks - Regional · 296 employees
About Provident Financial
PROV stock →Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B.
Financial Services · Banks - Regional · 95 employees
FNWD vs PROV FAQ
Which is bigger, Finward Bancorp or Provident Financial?
Finward Bancorp (FNWD) is larger, with a market capitalization of $180.34M compared with $115.20M for Provident Financial (PROV).
Which stock has performed better over the past year, FNWD or PROV?
FNWD returned +30.29% over the past 12 months, compared with +16.59% for PROV (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FNWD or PROV?
PROV has the lower trailing P/E at 18.1, versus 18.3 for FNWD. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Finward Bancorp or Provident Financial?
Provident Financial has the higher yield at 3.03%, compared with 1.15% for Finward Bancorp.
Are Finward Bancorp and Provident Financial in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.