Provident Financial (PROV) vs Union Bankshares (UNB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Provident Financial (PROV) has outperformed Union Bankshares (UNB) over the past year, gaining 16.6% versus a loss of 8.4%. Over five years, PROV leads with a +10.1% price change compared with -29.0% for UNB. Provident Financial is the larger company by market cap ($115.2 million vs $113.8 million), about 1.0 times the size.
On valuation, Union Bankshares trades at a lower trailing P/E (8.9x vs 18.1x for Provident Financial). Union Bankshares offers the higher dividend yield (6.26% vs 3.03%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PROV | UNB |
|---|---|---|
| Share price | $18.48 | $23.00 |
| Market cap | $115.20M | $113.75M |
| 1-day change | +0.90% | -0.13% |
| YTD return | +16.15% | -3.08% |
| 1-year return | +16.59% | -8.37% |
| 5-year return | +10.07% | -29.01% |
| P/E ratio (TTM) | 18.12 | 8.95 |
| Forward P/E | 14.55 | — |
| EPS (TTM) | $1.02 | $2.57 |
| Dividend yield | 3.03% | 6.26% |
| Annual dividend | $0.56 | $1.44 |
| 52-week high | $18.99 | $26.41 |
| 52-week low | $14.95 | $20.65 |
| Distance from 52-week high | -2.69% | -12.91% |
| Analyst consensus | none | — |
| Avg. price target upside | +0.11% | — |
| Average volume | 13.15K | 5.67K |
| Shares outstanding | 6.23M | 4.95M |
| Employees | 95 | 195 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PROV has outperformed UNB by 25.0 percentage points over the past year.
- Provident Financial trades at a higher earnings multiple (18.1x vs 8.9x trailing P/E).
- Union Bankshares offers a meaningfully higher dividend yield (6.26% vs 3.03%).
About Provident Financial
PROV stock →Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B.
Financial Services · Banks - Regional · 95 employees
About Union Bankshares
UNB stock →Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States.
Financial Services · Banks - Regional · 195 employees
PROV vs UNB FAQ
Which is bigger, Provident Financial or Union Bankshares?
Provident Financial (PROV) is larger, with a market capitalization of $115.20M compared with $113.75M for Union Bankshares (UNB).
Which stock has performed better over the past year, PROV or UNB?
PROV returned +16.59% over the past 12 months, compared with -8.37% for UNB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PROV or UNB?
UNB has the lower trailing P/E at 8.9, versus 18.1 for PROV. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Provident Financial or Union Bankshares?
Union Bankshares has the higher yield at 6.26%, compared with 3.03% for Provident Financial.
Are Provident Financial and Union Bankshares in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.