Five Star Bancorp (FSBC) vs Univest Financial (UVSP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Univest Financial (UVSP) has outperformed Five Star Bancorp (FSBC) over the past year, gaining 36.3% versus a gain of 33.4%. Over five years, FSBC leads with a +68.8% price change compared with +44.2% for UVSP. Univest Financial is the larger company by market cap ($1.12 billion vs $1.03 billion), about 1.1 times the size.
On valuation, Univest Financial trades at a lower forward P/E (10.4x vs 11.3x for Five Star Bancorp). Five Star Bancorp offers the higher dividend yield (2.26% vs 2.21%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FSBC | UVSP |
|---|---|---|
| Share price | $42.07 | $40.77 |
| Market cap | $1.03B | $1.12B |
| 1-day change | -0.66% | -0.29% |
| YTD return | +18.36% | +24.89% |
| 1-year return | +33.39% | +36.25% |
| 5-year return | +68.79% | +44.18% |
| P/E ratio (TTM) | 12.45 | 11.78 |
| Forward P/E | 11.32 | 10.37 |
| EPS (TTM) | $3.38 | $3.46 |
| Dividend yield | 2.26% | 2.21% |
| Annual dividend | $0.95 | $0.90 |
| 52-week high | $50.26 | $45.46 |
| 52-week low | $30.68 | $28.04 |
| Distance from 52-week high | -16.30% | -10.32% |
| Analyst consensus | buy | none |
| Avg. price target upside | +23.13% | +11.60% |
| Average volume | 193.47K | 235.05K |
| Shares outstanding | 24.54M | 27.58M |
| Employees | 233 | — |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About Five Star Bancorp
FSBC stock →Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits.
Finance · Major Banks · 233 employees
About Univest Financial
UVSP stock →Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States.
Finance · Major Banks
FSBC vs UVSP FAQ
Which is bigger, Five Star Bancorp or Univest Financial?
Univest Financial (UVSP) is larger, with a market capitalization of $1.12B compared with $1.03B for Five Star Bancorp (FSBC).
Which stock has performed better over the past year, FSBC or UVSP?
UVSP returned +36.25% over the past 12 months, compared with +33.39% for FSBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FSBC or UVSP?
UVSP has the lower trailing P/E at 11.8, versus 12.4 for FSBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Five Star Bancorp or Univest Financial?
Five Star Bancorp has the higher yield at 2.26%, compared with 2.21% for Univest Financial.
Are Five Star Bancorp and Univest Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.