MetaCap

Mercantile Bank (MBWM) vs Univest Financial (UVSP)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Univest Financial (UVSP) has outperformed Mercantile Bank (MBWM) over the past year, gaining 38.3% versus a gain of 28.9%. Over five years, MBWM leads with a +72.1% price change compared with +45.5% for UVSP. Univest Financial is the larger company by market cap ($1.13 billion vs $998.8 million), about 1.1 times the size.

On valuation, Mercantile Bank trades at a lower forward P/E (10.1x vs 10.3x for Univest Financial). Mercantile Bank offers the higher dividend yield (2.67% vs 2.20%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

MBWM+28.93%UVSP+38.32%
+54%+23%-8%
Oct 8, 20251 yearOct 8, 2026
MBWM+71.94%UVSP+44.37%
+90%+20%-50%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

MBWM versus UVSP key metrics
MetricMBWMUVSP
Share price$57.78$40.90
Market cap$998.78M$1.13B
1-day change-0.72%-0.87%
YTD return+21.00%+26.02%
1-year return+28.93%+38.32%
5-year return+72.09%+45.49%
P/E ratio (TTM)10.1511.82
Forward P/E10.0510.33
EPS (TTM)$5.69$3.46
Dividend yield2.67%2.20%
Annual dividend$1.54$0.90
52-week high$62.95$45.46
52-week low$42.75$28.04
Distance from 52-week high-8.21%-10.03%
Analyst consensusnonenone
Avg. price target upside+9.33%+11.25%
Average volume119.05K234.67K
Shares outstanding17.29M27.58M
Employees827—
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

About Mercantile Bank

MBWM stock →

Mercantile Bank Corporation operates as the bank holding company for Mercantile Bank that provides commercial and retail banking services to small- to medium-sized businesses and individuals in the United States. The company accepts various deposit products, such as checking, savings, and term certificate accounts; time deposits; and certificates of deposit.

Finance · Major Banks · 827 employees

About Univest Financial

UVSP stock →

Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States.

Finance · Major Banks

MBWM vs UVSP FAQ

Which is bigger, Mercantile Bank or Univest Financial?

Univest Financial (UVSP) is larger, with a market capitalization of $1.13B compared with $998.78M for Mercantile Bank (MBWM).

Which stock has performed better over the past year, MBWM or UVSP?

UVSP returned +38.32% over the past 12 months, compared with +28.93% for MBWM (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, MBWM or UVSP?

MBWM has the lower trailing P/E at 10.2, versus 11.8 for UVSP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Mercantile Bank or Univest Financial?

Mercantile Bank has the higher yield at 2.67%, compared with 2.20% for Univest Financial.

Are Mercantile Bank and Univest Financial in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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