Horizon Bancorp (HBNC) vs Univest Financial (UVSP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Univest Financial (UVSP) has outperformed Horizon Bancorp (HBNC) over the past year, gaining 36.3% versus a gain of 19.0%. Over five years, UVSP leads with a +44.2% price change compared with +6.2% for HBNC. Univest Financial is the larger company by market cap ($1.14 billion vs $1.00 billion), about 1.1 times the size.
On valuation, Horizon Bancorp trades at a lower forward P/E (8.7x vs 10.4x for Univest Financial). Horizon Bancorp offers the higher dividend yield (3.28% vs 2.18%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HBNC | UVSP |
|---|---|---|
| Share price | $19.50 | $41.26 |
| Market cap | $1.00B | $1.14B |
| 1-day change | +1.14% | +0.90% |
| YTD return | +13.68% | +24.89% |
| 1-year return | +19.01% | +36.25% |
| 5-year return | +6.23% | +44.18% |
| P/E ratio (TTM) | — | 11.92 |
| Forward P/E | 8.71 | 10.42 |
| EPS (TTM) | $-2.99 | $3.46 |
| Dividend yield | 3.28% | 2.18% |
| Annual dividend | $0.64 | $0.90 |
| 52-week high | $21.04 | $45.46 |
| 52-week low | $14.97 | $28.04 |
| Distance from 52-week high | -7.32% | -9.24% |
| Analyst consensus | strong_buy | none |
| Avg. price target upside | +18.46% | +10.28% |
| Average volume | 589.21K | 235.05K |
| Shares outstanding | 51.34M | 27.58M |
| Employees | 465 | — |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UVSP has outperformed HBNC by 17.2 percentage points over the past year.
- Horizon Bancorp offers a meaningfully higher dividend yield (3.28% vs 2.18%).
About Horizon Bancorp
HBNC stock →Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States.
Finance · Major Banks · 465 employees
About Univest Financial
UVSP stock →Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States.
Finance · Major Banks
HBNC vs UVSP FAQ
Which is bigger, Horizon Bancorp or Univest Financial?
Univest Financial (UVSP) is larger, with a market capitalization of $1.14B compared with $1.00B for Horizon Bancorp (HBNC).
Which stock has performed better over the past year, HBNC or UVSP?
UVSP returned +36.25% over the past 12 months, compared with +19.01% for HBNC (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Horizon Bancorp or Univest Financial?
Horizon Bancorp has the higher yield at 3.28%, compared with 2.18% for Univest Financial.
Are Horizon Bancorp and Univest Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.