Patriot National Bancorp (PNBK) vs United Bancorp (UBCP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
United Bancorp (UBCP) has outperformed Patriot National Bancorp (PNBK) over the past year, gaining 9.4% versus a loss of 33.5%. Over five years, UBCP leads with a -4.0% price change compared with -91.2% for PNBK. Patriot National Bancorp is the larger company by market cap ($108.9 million vs $83.2 million), about 1.3 times the size.
On valuation, Patriot National Bancorp trades at a lower forward P/E (0.9x vs 9.0x for United Bancorp). United Bancorp pays a dividend yielding 5.28%, while Patriot National Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PNBK | UBCP |
|---|---|---|
| Share price | $0.8639 | $14.50 |
| Market cap | $108.86M | $83.17M |
| 1-day change | -6.77% | +2.33% |
| YTD return | -52.53% | +1.05% |
| 1-year return | -33.55% | +9.43% |
| 5-year return | -91.17% | -3.97% |
| P/E ratio (TTM) | — | 10.51 |
| Forward P/E | 0.86 | 8.95 |
| EPS (TTM) | $-0.05 | $1.38 |
| Dividend yield | 0.00% | 5.28% |
| Annual dividend | $0.00 | $0.765 |
| 52-week high | $2.00 | $17.34 |
| 52-week low | $0.8553 | $12.55 |
| Distance from 52-week high | -56.80% | -16.38% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +37.93% |
| Average volume | 208.34K | 5.63K |
| Shares outstanding | 118.74M | 5.74M |
| Employees | 107 | 125 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UBCP has outperformed PNBK by 43.0 percentage points over the past year.
- United Bancorp offers a meaningfully higher dividend yield (5.28% vs 0.00%).
About Patriot National Bancorp
PNBK stock →Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A.
Finance · Major Banks · 107 employees
About United Bancorp
UBCP stock →United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio.
Finance · Major Banks · 125 employees
PNBK vs UBCP FAQ
Which is bigger, Patriot National Bancorp or United Bancorp?
Patriot National Bancorp (PNBK) is larger, with a market capitalization of $108.86M compared with $83.17M for United Bancorp (UBCP).
Which stock has performed better over the past year, PNBK or UBCP?
UBCP returned +9.43% over the past 12 months, compared with -33.55% for PNBK (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Patriot National Bancorp or United Bancorp?
United Bancorp pays a dividend yielding 5.28%, while Patriot National Bancorp does not currently pay a regular dividend.
Are Patriot National Bancorp and United Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.