HomeTrust Bancshares (HTB) vs Provident Financial Services (PFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
HomeTrust Bancshares (HTB) has outperformed Provident Financial Services (PFS) over the past year, gaining 14.3% versus a gain of 11.8%. Over five years, HTB leads with a +58.4% price change compared with -11.1% for PFS. Provident Financial Services is the larger company by market cap ($2.86 billion vs $759.1 million), about 3.8 times the size.
On valuation, Provident Financial Services trades at a lower forward P/E (8.4x vs 10.4x for HomeTrust Bancshares). Provident Financial Services offers the higher dividend yield (2.19% vs 1.15%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HTB | PFS |
|---|---|---|
| Share price | $45.91 | $21.91 |
| Market cap | $759.06M | $2.86B |
| 1-day change | -0.48% | -0.27% |
| YTD return | +7.43% | +11.24% |
| 1-year return | +14.32% | +11.81% |
| 5-year return | +58.41% | -11.05% |
| P/E ratio (TTM) | 12.05 | 9.13 |
| Forward P/E | 10.43 | 8.45 |
| EPS (TTM) | $3.81 | $2.40 |
| Dividend yield | 1.15% | 2.19% |
| Annual dividend | $0.53 | $0.48 |
| Revenue (latest FY) | — | $73.11M |
| Revenue growth (YoY) | — | +7.06% |
| Net income (latest FY) | — | $291.16M |
| Net margin | — | 398.25% |
| 52-week high | $52.50 | $25.49 |
| 52-week low | $38.30 | $17.69 |
| Distance from 52-week high | -12.55% | -14.04% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +20.34% | +26.65% |
| Average volume | 193.70K | 899.00K |
| Shares outstanding | 16.53M | 130.42M |
| Employees | 585 | 1,817 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Provident Financial Services is about 3.8 times larger than HomeTrust Bancshares by market value ($2.86B vs $759.06M).
- HomeTrust Bancshares trades at a higher earnings multiple (12.0x vs 9.1x trailing P/E).
- Provident Financial Services offers a meaningfully higher dividend yield (2.19% vs 1.15%).
About HomeTrust Bancshares
HTB stock →HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States.
Finance · Savings Institutions · 585 employees
About Provident Financial Services
PFS stock →Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States.
Finance · Savings Institutions · 1,817 employees
HTB vs PFS FAQ
Which is bigger, HomeTrust Bancshares or Provident Financial Services?
Provident Financial Services (PFS) is larger, with a market capitalization of $2.86B compared with $759.06M for HomeTrust Bancshares (HTB).
Which stock has performed better over the past year, HTB or PFS?
HTB returned +14.32% over the past 12 months, compared with +11.81% for PFS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HTB or PFS?
PFS has the lower trailing P/E at 9.1, versus 12.0 for HTB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, HomeTrust Bancshares or Provident Financial Services?
Provident Financial Services has the higher yield at 2.19%, compared with 1.15% for HomeTrust Bancshares.
Are HomeTrust Bancshares and Provident Financial Services in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.