High Templar Tech (HTT) vs Western Union (WU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Western Union (WU) has outperformed High Templar Tech (HTT) over the past year, losing 21.8% versus a loss of 51.5%. Over five years, HTT leads with a +43.6% price change compared with -70.2% for WU. Western Union is the larger company by market cap ($1.97 billion vs $347.8 million), about 5.7 times the size.
On valuation, High Templar Tech trades at a lower trailing P/E (3.8x vs 5.1x for Western Union). Western Union pays a dividend yielding 14.85%, while High Templar Tech does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HTT | WU |
|---|---|---|
| Share price | $2.24 | $6.33 |
| Market cap | $347.84M | $1.97B |
| 1-day change | -0.88% | +3.60% |
| YTD return | -36.90% | -32.01% |
| 1-year return | -51.52% | -21.76% |
| 5-year return | +43.59% | -70.23% |
| P/E ratio (TTM) | 3.80 | 5.15 |
| Forward P/E | — | 4.20 |
| EPS (TTM) | $0.59 | $1.23 |
| Dividend yield | 0.00% | 14.85% |
| Annual dividend | $0.00 | $0.94 |
| Revenue (latest FY) | — | $4.05B |
| Revenue growth (YoY) | — | -3.78% |
| Net income (latest FY) | — | $499.60M |
| Gross margin | — | 37.03% |
| Operating margin | — | 18.70% |
| Net margin | — | 12.33% |
| 52-week high | $5.05 | $10.35 |
| 52-week low | $1.88 | $5.87 |
| Distance from 52-week high | -55.64% | -38.84% |
| Analyst consensus | — | underperform |
| Avg. price target upside | — | +7.42% |
| Average volume | 115.45K | 9.97M |
| Shares outstanding | 91.79M | 311.88M |
| Employees | 101 | 9,600 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Western Union is about 5.7 times larger than High Templar Tech by market value ($1.97B vs $347.84M).
- WU has outperformed HTT by 29.8 percentage points over the past year.
- Western Union trades at a higher earnings multiple (5.1x vs 3.8x trailing P/E).
- Western Union offers a meaningfully higher dividend yield (14.85% vs 0.00%).
About High Templar Tech
HTT stock →High Templar Tech Limited operates as a consumer-oriented financial technology service company in the People's Republic of China. The company provides aircraft leasing services; technology development and services; and research and development services.
Financial Services · Credit Services · 101 employees
About Western Union
WU stock →The Western Union Company provides money movement payments, and digital financial services in the United States and internationally. It operates through two segments, Consumer Money Transfer and Consumer Services.
Financial Services · Credit Services · 9,600 employees
HTT vs WU FAQ
Which is bigger, High Templar Tech or Western Union?
Western Union (WU) is larger, with a market capitalization of $1.97B compared with $347.84M for High Templar Tech (HTT).
Which stock has performed better over the past year, HTT or WU?
WU returned -21.76% over the past 12 months, compared with -51.52% for HTT (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HTT or WU?
HTT has the lower trailing P/E at 3.8, versus 5.1 for WU. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, High Templar Tech or Western Union?
Western Union pays a dividend yielding 14.85%, while High Templar Tech does not currently pay a regular dividend.
Are High Templar Tech and Western Union in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.