James River Group (JRVR) vs Mercury General (MCY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Mercury General (MCY) has outperformed James River Group (JRVR) over the past year, gaining 20.0% versus a loss of 33.9%. Over five years, MCY leads with a +85.0% price change compared with -90.7% for JRVR. On valuation, James River Group trades at a lower forward P/E (4.0x vs 8.4x for Mercury General).
Mercury General offers the higher dividend yield (1.24% vs 1.10%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | JRVR | MCY |
|---|---|---|
| Share price | $3.62 | $102.29 |
| Market cap | $167.42M | — |
| 1-day change | +2.84% | 0.00% |
| YTD return | -43.08% | +8.75% |
| 1-year return | -33.94% | +20.02% |
| 5-year return | -90.70% | +84.97% |
| P/E ratio (TTM) | 9.28 | 6.05 |
| Forward P/E | 3.97 | 8.35 |
| EPS (TTM) | $0.39 | $16.92 |
| Dividend yield | 1.10% | 1.24% |
| Annual dividend | $0.04 | $1.27 |
| Revenue (latest FY) | — | $5.99B |
| Revenue growth (YoY) | — | +9.44% |
| Net income (latest FY) | — | $541.09M |
| Gross margin | — | 99.75% |
| Net margin | — | 9.03% |
| 52-week high | $7.20 | $113.06 |
| 52-week low | $3.36 | $74.29 |
| Distance from 52-week high | -49.72% | -9.53% |
| Analyst consensus | none | none |
| Avg. price target upside | +30.66% | +17.31% |
| Average volume | 269.70K | 293.62K |
| Shares outstanding | 46.25M | — |
| Employees | 576 | 4,380 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MCY has outperformed JRVR by 54.0 percentage points over the past year.
- James River Group trades at a higher earnings multiple (9.3x vs 6.0x trailing P/E).
About James River Group
JRVR stock →James River Group Holdings, Inc. provides specialty insurance services.
Finance · Property-Casualty Insurers · 576 employees
About Mercury General
MCY stock →Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products.
Finance · Property-Casualty Insurers · 4,380 employees
JRVR vs MCY FAQ
Which stock has performed better over the past year, JRVR or MCY?
MCY returned +20.02% over the past 12 months, compared with -33.94% for JRVR (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, JRVR or MCY?
MCY has the lower trailing P/E at 6.0, versus 9.3 for JRVR. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, James River Group or Mercury General?
Mercury General has the higher yield at 1.24%, compared with 1.10% for James River Group.
Are James River Group and Mercury General in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.