Kearny Financial (KRNY) vs TFS Financial (TFSL)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Kearny Financial (KRNY) has outperformed TFS Financial (TFSL) over the past year, gaining 37.3% versus a gain of 20.4%. Over five years, TFSL leads with a -19.5% price change compared with -29.7% for KRNY. TFS Financial is the larger company by market cap ($4.54 billion vs $581.2 million), about 7.8 times the size.
On valuation, Kearny Financial trades at a lower forward P/E (9.2x vs 41.5x for TFS Financial). TFS Financial offers the higher dividend yield (6.98% vs 4.78%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | KRNY | TFSL |
|---|---|---|
| Share price | $9.20 | $16.19 |
| Market cap | $581.19M | $4.54B |
| 1-day change | +0.99% | +0.43% |
| YTD return | +24.16% | +21.00% |
| 1-year return | +37.31% | +20.37% |
| 5-year return | -29.66% | -19.53% |
| P/E ratio (TTM) | 16.14 | 44.97 |
| Forward P/E | 9.25 | 41.51 |
| EPS (TTM) | $0.57 | $0.36 |
| Dividend yield | 4.78% | 6.98% |
| Annual dividend | $0.44 | $1.13 |
| Revenue (latest FY) | — | $321.47M |
| Revenue growth (YoY) | — | +6.04% |
| Net income (latest FY) | — | $90.96M |
| Net margin | — | 28.29% |
| 52-week high | $10.24 | $19.49 |
| 52-week low | $6.23 | $12.54 |
| Distance from 52-week high | -10.16% | -16.93% |
| Analyst consensus | none | hold |
| Avg. price target upside | +15.98% | +12.72% |
| Average volume | 579.10K | 832.02K |
| Shares outstanding | 63.17M | 280.44M |
| Employees | 502 | 958 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TFS Financial is about 7.8 times larger than Kearny Financial by market value ($4.54B vs $581.19M).
- KRNY has outperformed TFSL by 16.9 percentage points over the past year.
- TFS Financial trades at a higher earnings multiple (45.0x vs 16.1x trailing P/E).
- TFS Financial offers a meaningfully higher dividend yield (6.98% vs 4.78%).
About Kearny Financial
KRNY stock →Kearny Financial Corp. operates as the holding company for Kearny Bank that provides banking products and services in the United States.
Finance · Savings Institutions · 502 employees
About TFS Financial
TFSL stock →TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company offers deposit products, including savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit.
Finance · Savings Institutions · 958 employees
KRNY vs TFSL FAQ
Which is bigger, Kearny Financial or TFS Financial?
TFS Financial (TFSL) is larger, with a market capitalization of $4.54B compared with $581.19M for Kearny Financial (KRNY).
Which stock has performed better over the past year, KRNY or TFSL?
KRNY returned +37.31% over the past 12 months, compared with +20.37% for TFSL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, KRNY or TFSL?
KRNY has the lower trailing P/E at 16.1, versus 45.0 for TFSL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Kearny Financial or TFS Financial?
TFS Financial has the higher yield at 6.98%, compared with 4.78% for Kearny Financial.
Are Kearny Financial and TFS Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.