MetaCap

Lemonade (LMND) vs MGIC Investment (MTG)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

MGIC Investment (MTG) has outperformed Lemonade (LMND) over the past year, gaining 3.3% versus a loss of 15.5%. Over five years, MTG leads with a +70.3% price change compared with -28.3% for LMND. MGIC Investment is the larger company by market cap ($5.62 billion vs $3.60 billion), about 1.6 times the size, while Lemonade is growing revenue faster (+40.2% vs +0.5%).

MGIC Investment pays a dividend yielding 2.19%, while Lemonade does not currently pay one. MGIC Investment converts more of its revenue into profit, with a net margin of 60.8% versus -22.4%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

LMND-15.48%MTG+3.30%
+79%+27%-26%
Oct 8, 20251 yearOct 8, 2026
LMND-26.15%MTG+76.17%
+106%+7%-92%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

LMND versus MTG key metrics
MetricLMNDMTG
Share price$46.49$27.42
Market cap$3.60B$5.62B
1-day change-0.90%-1.63%
YTD return-34.10%-4.62%
1-year return-15.48%+3.30%
5-year return-28.33%+70.25%
P/E ratio (TTM)—8.57
Forward P/E—7.87
EPS (TTM)$-1.82$3.20
Dividend yield0.00%2.19%
Annual dividend$0.00$0.60
Revenue (latest FY)$737.90M$1.21B
Revenue growth (YoY)+40.15%+0.49%
Net income (latest FY)$-165.50M$738.35M
Net margin-22.43%60.84%
52-week high$99.90$31.89
52-week low$43.28$24.69
Distance from 52-week high-53.46%-14.03%
Analyst consensusholdhold
Avg. price target upside+25.70%+14.54%
Average volume1.21M2.02M
Shares outstanding77.40M205.12M
Employees1,282542
SectorFinanceFinance
IndustryProperty-Casualty InsurersProperty-Casualty Insurers

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • MTG has outperformed LMND by 18.8 percentage points over the past year.
  • MGIC Investment offers a meaningfully higher dividend yield (2.19% vs 0.00%).
  • MGIC Investment is more profitable, keeping 60.8 cents of every revenue dollar as net income versus -22.4 cents for Lemonade.
  • Lemonade grew revenue faster in its latest fiscal year (+40.15% vs +0.49%).

About Lemonade

LMND stock →

Lemonade, Inc. provides various insurance products in the United States, Europe, and the United Kingdom.

Finance · Property-Casualty Insurers · 1,282 employees

About MGIC Investment

MTG stock →

MGIC Investment Corporation, through its subsidiaries, provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services in the United States, the District of Columbia, Puerto Rico, and Guam. The company offers primary insurance that provides mortgage default protection on individual loans, as well as covers unpaid loan principal, delinquent interest, and various expenses associated with the default and subsequent foreclosure on the mortgage or sale of the underlying property.

Finance · Property-Casualty Insurers · 542 employees

LMND vs MTG FAQ

Which is bigger, Lemonade or MGIC Investment?

MGIC Investment (MTG) is larger, with a market capitalization of $5.62B compared with $3.60B for Lemonade (LMND).

Which stock has performed better over the past year, LMND or MTG?

MTG returned +3.30% over the past 12 months, compared with -15.48% for LMND (price return, excluding dividends). Past performance does not predict future results.

Which pays a higher dividend, Lemonade or MGIC Investment?

MGIC Investment pays a dividend yielding 2.19%, while Lemonade does not currently pay a regular dividend.

Are Lemonade and MGIC Investment in the same industry?

Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.

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