MGIC Investment (MTG) vs White Mountains Insurance Group (WTM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
White Mountains Insurance Group (WTM) has outperformed MGIC Investment (MTG) over the past year, gaining 7.3% versus a gain of 2.0%. Over five years, WTM leads with a +87.1% price change compared with +67.6% for MTG. MGIC Investment is the larger company by market cap ($5.63 billion vs $4.92 billion), about 1.1 times the size, while White Mountains Insurance Group is growing revenue faster (+66.8% vs +0.5%).
On valuation, MGIC Investment trades at a lower forward P/E (7.9x vs 22.9x for White Mountains Insurance Group). MGIC Investment offers the higher dividend yield (2.19% vs 0.05%). MGIC Investment converts more of its revenue into profit, with a net margin of 60.8% versus 29.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MTG | WTM |
|---|---|---|
| Share price | $27.43 | $2,060.63 |
| Market cap | $5.63B | $4.92B |
| 1-day change | -1.58% | +0.04% |
| YTD return | -6.13% | -0.84% |
| 1-year return | +2.05% | +7.29% |
| 5-year return | +67.56% | +87.08% |
| P/E ratio (TTM) | 8.57 | 4.72 |
| Forward P/E | 7.87 | 22.90 |
| EPS (TTM) | $3.20 | $436.50 |
| Dividend yield | 2.19% | 0.05% |
| Annual dividend | $0.60 | $1.00 |
| Revenue (latest FY) | $1.21B | $3.73B |
| Revenue growth (YoY) | +0.49% | +66.76% |
| Net income (latest FY) | $738.35M | $1.11B |
| Gross margin | — | 95.94% |
| Net margin | 60.84% | 29.62% |
| 52-week high | $31.89 | $2,333.00 |
| 52-week low | $24.69 | $1,830.13 |
| Distance from 52-week high | -13.99% | -11.67% |
| Analyst consensus | hold | — |
| Avg. price target upside | +14.47% | — |
| Average volume | 2.02M | 19.76K |
| Shares outstanding | 205.12M | 2.39M |
| Employees | 542 | 1,648 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MGIC Investment trades at a higher earnings multiple (8.6x vs 4.7x trailing P/E).
- MGIC Investment offers a meaningfully higher dividend yield (2.19% vs 0.05%).
- MGIC Investment is more profitable, keeping 60.8 cents of every revenue dollar as net income versus 29.6 cents for White Mountains Insurance Group.
- White Mountains Insurance Group grew revenue faster in its latest fiscal year (+66.76% vs +0.49%).
About MGIC Investment
MTG stock →MGIC Investment Corporation, through its subsidiaries, provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services in the United States, the District of Columbia, Puerto Rico, and Guam. The company offers primary insurance that provides mortgage default protection on individual loans, as well as covers unpaid loan principal, delinquent interest, and various expenses associated with the default and subsequent foreclosure on the mortgage or sale of the underlying property.
Finance · Property-Casualty Insurers · 542 employees
About White Mountains Insurance Group
WTM stock →White Mountains Insurance Group, Ltd. provides insurance services in the United States, the United Kingdom, Bermuda, and internationally.
Finance · Property-Casualty Insurers · 1,648 employees
MTG vs WTM FAQ
Which is bigger, MGIC Investment or White Mountains Insurance Group?
MGIC Investment (MTG) is larger, with a market capitalization of $5.63B compared with $4.92B for White Mountains Insurance Group (WTM).
Which stock has performed better over the past year, MTG or WTM?
WTM returned +7.29% over the past 12 months, compared with +2.05% for MTG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MTG or WTM?
WTM has the lower trailing P/E at 4.7, versus 8.6 for MTG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, MGIC Investment or White Mountains Insurance Group?
MGIC Investment has the higher yield at 2.19%, compared with 0.05% for White Mountains Insurance Group.
Are MGIC Investment and White Mountains Insurance Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.