Lemonade (LMND) vs White Mountains Insurance Group (WTM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
White Mountains Insurance Group (WTM) has outperformed Lemonade (LMND) over the past year, gaining 8.6% versus a loss of 15.5%. Over five years, WTM leads with a +87.0% price change compared with -28.3% for LMND. White Mountains Insurance Group is the larger company by market cap ($4.92 billion vs $3.63 billion), about 1.4 times the size.
White Mountains Insurance Group pays a dividend yielding 0.05%, while Lemonade does not currently pay one. White Mountains Insurance Group converts more of its revenue into profit, with a net margin of 29.6% versus -22.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LMND | WTM |
|---|---|---|
| Share price | $46.91 | $2,059.77 |
| Market cap | $3.63B | $4.92B |
| 1-day change | +0.17% | +1.39% |
| YTD return | -34.10% | -0.88% |
| 1-year return | -15.48% | +8.63% |
| 5-year return | -28.33% | +87.00% |
| P/E ratio (TTM) | — | 4.72 |
| Forward P/E | — | 22.89 |
| EPS (TTM) | $-1.82 | $436.50 |
| Dividend yield | 0.00% | 0.05% |
| Annual dividend | $0.00 | $1.00 |
| Revenue (latest FY) | $737.90M | $3.73B |
| Revenue growth (YoY) | +40.15% | +66.76% |
| Net income (latest FY) | $-165.50M | $1.11B |
| Gross margin | — | 95.94% |
| Net margin | -22.43% | 29.62% |
| 52-week high | $99.90 | $2,333.00 |
| 52-week low | $43.28 | $1,830.13 |
| Distance from 52-week high | -53.04% | -11.71% |
| Analyst consensus | hold | — |
| Avg. price target upside | +24.58% | — |
| Average volume | 1.20M | 19.73K |
| Shares outstanding | 77.40M | 2.39M |
| Employees | 1,282 | 1,648 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- WTM has outperformed LMND by 24.1 percentage points over the past year.
- White Mountains Insurance Group is more profitable, keeping 29.6 cents of every revenue dollar as net income versus -22.4 cents for Lemonade.
- White Mountains Insurance Group grew revenue faster in its latest fiscal year (+66.76% vs +40.15%).
About Lemonade
LMND stock →Lemonade, Inc. provides various insurance products in the United States, Europe, and the United Kingdom.
Finance · Property-Casualty Insurers · 1,282 employees
About White Mountains Insurance Group
WTM stock →White Mountains Insurance Group, Ltd. provides insurance services in the United States, the United Kingdom, Bermuda, and internationally.
Finance · Property-Casualty Insurers · 1,648 employees
LMND vs WTM FAQ
Which is bigger, Lemonade or White Mountains Insurance Group?
White Mountains Insurance Group (WTM) is larger, with a market capitalization of $4.92B compared with $3.63B for Lemonade (LMND).
Which stock has performed better over the past year, LMND or WTM?
WTM returned +8.63% over the past 12 months, compared with -15.48% for LMND (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Lemonade or White Mountains Insurance Group?
White Mountains Insurance Group pays a dividend yielding 0.05%, while Lemonade does not currently pay a regular dividend.
Are Lemonade and White Mountains Insurance Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.