Selective Insurance Group (SIGI) vs White Mountains Insurance Group (WTM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
White Mountains Insurance Group (WTM) has outperformed Selective Insurance Group (SIGI) over the past year, gaining 8.6% versus a gain of 1.0%. Over five years, WTM leads with a +87.0% price change compared with +8.3% for SIGI. Selective Insurance Group is the larger company by market cap ($5.07 billion vs $4.92 billion), about 1.0 times the size, while White Mountains Insurance Group is growing revenue faster (+66.8% vs +9.8%).
On valuation, Selective Insurance Group trades at a lower forward P/E (9.7x vs 22.9x for White Mountains Insurance Group). Selective Insurance Group offers the higher dividend yield (1.96% vs 0.05%). White Mountains Insurance Group converts more of its revenue into profit, with a net margin of 29.6% versus 8.7%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | SIGI | WTM |
|---|---|---|
| Share price | $85.13 | $2,059.77 |
| Market cap | $5.07B | $4.92B |
| 1-day change | +1.57% | +1.39% |
| YTD return | +1.74% | -0.88% |
| 1-year return | +1.03% | +8.63% |
| 5-year return | +8.34% | +87.00% |
| P/E ratio (TTM) | 10.56 | 4.72 |
| Forward P/E | 9.68 | 22.89 |
| EPS (TTM) | $8.06 | $436.50 |
| Dividend yield | 1.96% | 0.05% |
| Annual dividend | $1.67 | $1.00 |
| Revenue (latest FY) | $5.34B | $3.73B |
| Revenue growth (YoY) | +9.78% | +66.76% |
| Net income (latest FY) | $466.41M | $1.11B |
| Gross margin | — | 95.94% |
| Net margin | 8.74% | 29.62% |
| 52-week high | $100.40 | $2,333.00 |
| 52-week low | $72.78 | $1,830.13 |
| Distance from 52-week high | -15.21% | -11.71% |
| Analyst consensus | hold | — |
| Avg. price target upside | +19.65% | — |
| Average volume | 477.57K | 19.73K |
| Shares outstanding | 59.57M | 2.39M |
| Employees | 2,800 | 1,648 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Selective Insurance Group trades at a higher earnings multiple (10.6x vs 4.7x trailing P/E).
- Selective Insurance Group offers a meaningfully higher dividend yield (1.96% vs 0.05%).
- White Mountains Insurance Group is more profitable, keeping 29.6 cents of every revenue dollar as net income versus 8.7 cents for Selective Insurance Group.
- White Mountains Insurance Group grew revenue faster in its latest fiscal year (+66.76% vs +9.78%).
About Selective Insurance Group
SIGI stock →Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments.
Finance · Property-Casualty Insurers · 2,800 employees
About White Mountains Insurance Group
WTM stock →White Mountains Insurance Group, Ltd. provides insurance services in the United States, the United Kingdom, Bermuda, and internationally.
Finance · Property-Casualty Insurers · 1,648 employees
SIGI vs WTM FAQ
Which is bigger, Selective Insurance Group or White Mountains Insurance Group?
Selective Insurance Group (SIGI) is larger, with a market capitalization of $5.07B compared with $4.92B for White Mountains Insurance Group (WTM).
Which stock has performed better over the past year, SIGI or WTM?
WTM returned +8.63% over the past 12 months, compared with +1.03% for SIGI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, SIGI or WTM?
WTM has the lower trailing P/E at 4.7, versus 10.6 for SIGI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Selective Insurance Group or White Mountains Insurance Group?
Selective Insurance Group has the higher yield at 1.96%, compared with 0.05% for White Mountains Insurance Group.
Are Selective Insurance Group and White Mountains Insurance Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.