MetroCity Bankshares (MCBS) vs Univest Financial (UVSP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Univest Financial (UVSP) has outperformed MetroCity Bankshares (MCBS) over the past year, gaining 36.3% versus a gain of 28.6%. Over five years, MCBS leads with a +60.7% price change compared with +44.2% for UVSP. Univest Financial is the larger company by market cap ($1.13 billion vs $994.7 million), about 1.1 times the size.
On valuation, Univest Financial trades at a lower forward P/E (10.4x vs 10.6x for MetroCity Bankshares). MetroCity Bankshares offers the higher dividend yield (3.01% vs 2.20%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MCBS | UVSP |
|---|---|---|
| Share price | $34.56 | $40.89 |
| Market cap | $994.68M | $1.13B |
| 1-day change | -0.86% | -1.16% |
| YTD return | +30.22% | +24.89% |
| 1-year return | +28.62% | +36.25% |
| 5-year return | +60.74% | +44.18% |
| P/E ratio (TTM) | 12.00 | 11.96 |
| Forward P/E | 10.57 | 10.40 |
| EPS (TTM) | $2.88 | $3.42 |
| Dividend yield | 3.01% | 2.20% |
| Annual dividend | $1.04 | $0.90 |
| 52-week high | $37.46 | $45.46 |
| 52-week low | $24.53 | $28.04 |
| Distance from 52-week high | -7.74% | -10.05% |
| Analyst consensus | none | none |
| Avg. price target upside | +9.95% | +11.27% |
| Average volume | 79.03K | 236.09K |
| Shares outstanding | 28.78M | 27.58M |
| Employees | 317 | — |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About MetroCity Bankshares
MCBS stock →MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States.
Finance · Major Banks · 317 employees
About Univest Financial
UVSP stock →Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States.
Finance · Major Banks
MCBS vs UVSP FAQ
Which is bigger, MetroCity Bankshares or Univest Financial?
Univest Financial (UVSP) is larger, with a market capitalization of $1.13B compared with $994.68M for MetroCity Bankshares (MCBS).
Which stock has performed better over the past year, MCBS or UVSP?
UVSP returned +36.25% over the past 12 months, compared with +28.62% for MCBS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MCBS or UVSP?
UVSP has the lower trailing P/E at 12.0, versus 12.0 for MCBS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, MetroCity Bankshares or Univest Financial?
MetroCity Bankshares has the higher yield at 3.01%, compared with 2.20% for Univest Financial.
Are MetroCity Bankshares and Univest Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.