Mercury General (MCY) vs Trupanion (TRUP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Mercury General (MCY) has outperformed Trupanion (TRUP) over the past year, gaining 24.0% versus a loss of 38.4%. Over five years, MCY leads with a +85.8% price change compared with -71.4% for TRUP. On valuation, Trupanion trades at a lower forward P/E (6.1x vs 8.4x for Mercury General).
Mercury General pays a dividend yielding 1.24%, while Trupanion does not currently pay one. Mercury General converts more of its revenue into profit, with a net margin of 9.0% versus 1.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MCY | TRUP |
|---|---|---|
| Share price | $102.75 | $26.06 |
| Market cap | — | $1.14B |
| 1-day change | +0.45% | +0.93% |
| YTD return | +9.24% | -30.26% |
| 1-year return | +24.03% | -38.36% |
| 5-year return | +85.80% | -71.41% |
| P/E ratio (TTM) | 6.07 | 49.17 |
| Forward P/E | 8.39 | 6.12 |
| EPS (TTM) | $16.92 | $0.53 |
| Dividend yield | 1.24% | 0.00% |
| Annual dividend | $1.27 | $0.00 |
| Revenue (latest FY) | $5.99B | $1.44B |
| Revenue growth (YoY) | +9.44% | +11.95% |
| Net income (latest FY) | $541.09M | $19.43M |
| Gross margin | 99.75% | 16.05% |
| Operating margin | — | 0.96% |
| Net margin | 9.03% | 1.35% |
| 52-week high | $113.06 | $46.98 |
| 52-week low | $74.29 | $21.16 |
| Distance from 52-week high | -9.12% | -44.53% |
| Analyst consensus | none | buy |
| Avg. price target upside | +16.79% | +27.59% |
| Average volume | 295.17K | 477.42K |
| Shares outstanding | — | 43.62M |
| Employees | 4,380 | 1,121 |
| Sector | Finance | Health Care |
| Industry | Property-Casualty Insurers | Medical Specialities |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MCY has outperformed TRUP by 62.4 percentage points over the past year.
- Trupanion trades at a higher earnings multiple (49.2x vs 6.1x trailing P/E).
- Mercury General offers a meaningfully higher dividend yield (1.24% vs 0.00%).
- Mercury General is more profitable, keeping 9.0 cents of every revenue dollar as net income versus 1.4 cents for Trupanion.
- The two companies sit in different sectors: Mercury General in Finance and Trupanion in Health Care.
About Mercury General
MCY stock →Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products.
Finance · Property-Casualty Insurers · 4,380 employees
About Trupanion
TRUP stock →Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on subscription basis in the United States, Canada, and Continental Europe. The company operates in two segments, Subscription Business and Other Business.
Health Care · Medical Specialities · 1,121 employees
MCY vs TRUP FAQ
Which stock has performed better over the past year, MCY or TRUP?
MCY returned +24.03% over the past 12 months, compared with -38.36% for TRUP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MCY or TRUP?
MCY has the lower trailing P/E at 6.1, versus 49.2 for TRUP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Mercury General or Trupanion?
Mercury General pays a dividend yielding 1.24%, while Trupanion does not currently pay a regular dividend.
Are Mercury General and Trupanion in the same industry?
No. Mercury General is in the Finance sector, while Trupanion is in Health Care.