NBT Bancorp (NBTB) vs Stock Yards Bancorp (SYBT)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
NBT Bancorp (NBTB) has outperformed Stock Yards Bancorp (SYBT) over the past year, gaining 22.8% versus a gain of 8.2%. Over five years, NBTB leads with a +37.8% price change compared with +21.5% for SYBT. NBT Bancorp is the larger company by market cap ($2.61 billion vs $2.34 billion), about 1.1 times the size, while Stock Yards Bancorp is growing revenue faster (+12.8% vs +10.4%).
On valuation, NBT Bancorp trades at a lower forward P/E (11.0x vs 13.2x for Stock Yards Bancorp). NBT Bancorp offers the higher dividend yield (2.95% vs 1.70%). NBT Bancorp converts more of its revenue into profit, with a net margin of 92.5% versus 35.3%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | NBTB | SYBT |
|---|---|---|
| Share price | $50.25 | $75.20 |
| Market cap | $2.61B | $2.34B |
| 1-day change | -0.56% | -0.91% |
| YTD return | +21.70% | +16.84% |
| 1-year return | +22.76% | +8.18% |
| 5-year return | +37.80% | +21.48% |
| P/E ratio (TTM) | 12.28 | 14.98 |
| Forward P/E | 11.00 | 13.22 |
| EPS (TTM) | $4.09 | $5.02 |
| Dividend yield | 2.95% | 1.70% |
| Annual dividend | $1.48 | $1.28 |
| Revenue (latest FY) | $182.95M | $397.26M |
| Revenue growth (YoY) | +10.40% | +12.77% |
| Net income (latest FY) | $169.24M | $140.15M |
| Net margin | 92.50% | 35.28% |
| 52-week high | $54.50 | $89.22 |
| 52-week low | $39.20 | $61.51 |
| Distance from 52-week high | -7.81% | -15.71% |
| Analyst consensus | hold | none |
| Avg. price target upside | +14.44% | +19.95% |
| Average volume | 348.49K | 163.88K |
| Shares outstanding | 51.96M | 31.07M |
| Employees | 2,303 | 1,270 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- NBTB has outperformed SYBT by 14.6 percentage points over the past year.
- NBT Bancorp offers a meaningfully higher dividend yield (2.95% vs 1.70%).
- NBT Bancorp is more profitable, keeping 92.5 cents of every revenue dollar as net income versus 35.3 cents for Stock Yards Bancorp.
About NBT Bancorp
NBTB stock →NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments.
Finance · Major Banks · 2,303 employees
About Stock Yards Bancorp
SYBT stock →Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States.
Finance · Major Banks · 1,270 employees
NBTB vs SYBT FAQ
Which is bigger, NBT Bancorp or Stock Yards Bancorp?
NBT Bancorp (NBTB) is larger, with a market capitalization of $2.61B compared with $2.34B for Stock Yards Bancorp (SYBT).
Which stock has performed better over the past year, NBTB or SYBT?
NBTB returned +22.76% over the past 12 months, compared with +8.18% for SYBT (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, NBTB or SYBT?
NBTB has the lower trailing P/E at 12.3, versus 15.0 for SYBT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, NBT Bancorp or Stock Yards Bancorp?
NBT Bancorp has the higher yield at 2.95%, compared with 1.70% for Stock Yards Bancorp.
Are NBT Bancorp and Stock Yards Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.