OP Bancorp (OPBK) vs Richmond Mutual Bancorporation (RMBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
OP Bancorp (OPBK) has outperformed Richmond Mutual Bancorporation (RMBI) over the past year, gaining 9.8% versus a gain of 7.6%. Over five years, OPBK leads with a +44.9% price change compared with -0.3% for RMBI. Richmond Mutual Bancorporation is the larger company by market cap ($245.7 million vs $222.3 million), about 1.1 times the size.
On valuation, OP Bancorp trades at a lower trailing P/E (7.7x vs 12.6x for Richmond Mutual Bancorporation). Richmond Mutual Bancorporation offers the higher dividend yield (3.92% vs 3.36%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | OPBK | RMBI |
|---|---|---|
| Share price | $14.89 | $15.32 |
| Market cap | $222.35M | $245.70M |
| 1-day change | -1.19% | -0.26% |
| YTD return | +6.73% | +9.40% |
| 1-year return | +9.84% | +7.64% |
| 5-year return | +44.90% | -0.26% |
| P/E ratio (TTM) | 7.68 | 12.56 |
| Forward P/E | 7.28 | — |
| EPS (TTM) | $1.94 | $1.22 |
| Dividend yield | 3.36% | 3.92% |
| Annual dividend | $0.50 | $0.60 |
| 52-week high | $16.83 | $16.59 |
| 52-week low | $12.41 | $12.77 |
| Distance from 52-week high | -11.53% | -7.66% |
| Analyst consensus | buy | — |
| Avg. price target upside | +19.21% | — |
| Average volume | 48.41K | 85.35K |
| Shares outstanding | 14.93M | 16.04M |
| Employees | 249 | 174 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Richmond Mutual Bancorporation trades at a higher earnings multiple (12.6x vs 7.7x trailing P/E).
About OP Bancorp
OPBK stock →OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. It offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit.
Finance · Major Banks · 249 employees
About Richmond Mutual Bancorporation
RMBI stock →Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services.
Finance · Major Banks · 174 employees
OPBK vs RMBI FAQ
Which is bigger, OP Bancorp or Richmond Mutual Bancorporation?
Richmond Mutual Bancorporation (RMBI) is larger, with a market capitalization of $245.70M compared with $222.35M for OP Bancorp (OPBK).
Which stock has performed better over the past year, OPBK or RMBI?
OPBK returned +9.84% over the past 12 months, compared with +7.64% for RMBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, OPBK or RMBI?
OPBK has the lower trailing P/E at 7.7, versus 12.6 for RMBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, OP Bancorp or Richmond Mutual Bancorporation?
Richmond Mutual Bancorporation has the higher yield at 3.92%, compared with 3.36% for OP Bancorp.
Are OP Bancorp and Richmond Mutual Bancorporation in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.