Peoples Bancorp of North Carolina (PEBK) vs Richmond Mutual Bancorporation (RMBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Peoples Bancorp of North Carolina (PEBK) has outperformed Richmond Mutual Bancorporation (RMBI) over the past year, gaining 44.5% versus a gain of 9.2%. Over five years, PEBK leads with a +54.9% price change compared with -0.5% for RMBI. Richmond Mutual Bancorporation is the larger company by market cap ($245.7 million vs $233.0 million), about 1.1 times the size.
On valuation, Peoples Bancorp of North Carolina trades at a lower trailing P/E (12.0x vs 12.6x for Richmond Mutual Bancorporation). Richmond Mutual Bancorporation offers the higher dividend yield (3.92% vs 1.87%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PEBK | RMBI |
|---|---|---|
| Share price | $43.78 | $15.32 |
| Market cap | $232.97M | $245.70M |
| 1-day change | -1.06% | -0.26% |
| YTD return | +20.94% | +9.12% |
| 1-year return | +44.49% | +9.19% |
| 5-year return | +54.92% | -0.52% |
| P/E ratio (TTM) | 12.03 | 12.56 |
| EPS (TTM) | $3.64 | $1.22 |
| Dividend yield | 1.87% | 3.92% |
| Annual dividend | $0.82 | $0.60 |
| 52-week high | $45.78 | $16.59 |
| 52-week low | $27.33 | $12.77 |
| Distance from 52-week high | -4.37% | -7.66% |
| Average volume | 32.47K | 86.28K |
| Shares outstanding | 5.32M | 16.04M |
| Employees | 268 | 174 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PEBK has outperformed RMBI by 35.3 percentage points over the past year.
- Richmond Mutual Bancorporation offers a meaningfully higher dividend yield (3.92% vs 1.87%).
About Peoples Bancorp of North Carolina
PEBK stock →Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses in the North Carolina, United States.
Finance · Major Banks · 268 employees
About Richmond Mutual Bancorporation
RMBI stock →Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services.
Finance · Major Banks · 174 employees
PEBK vs RMBI FAQ
Which is bigger, Peoples Bancorp of North Carolina or Richmond Mutual Bancorporation?
Richmond Mutual Bancorporation (RMBI) is larger, with a market capitalization of $245.70M compared with $232.97M for Peoples Bancorp of North Carolina (PEBK).
Which stock has performed better over the past year, PEBK or RMBI?
PEBK returned +44.49% over the past 12 months, compared with +9.19% for RMBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PEBK or RMBI?
PEBK has the lower trailing P/E at 12.0, versus 12.6 for RMBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Peoples Bancorp of North Carolina or Richmond Mutual Bancorporation?
Richmond Mutual Bancorporation has the higher yield at 3.92%, compared with 1.87% for Peoples Bancorp of North Carolina.
Are Peoples Bancorp of North Carolina and Richmond Mutual Bancorporation in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.