Orrstown Financial Services (ORRF) vs Shore Bancshares (SHBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Shore Bancshares (SHBI) has outperformed Orrstown Financial Services (ORRF) over the past year, gaining 40.5% versus a gain of 23.0%. Over five years, ORRF leads with a +73.3% price change compared with +25.1% for SHBI. Orrstown Financial Services is the larger company by market cap ($813.9 million vs $753.5 million), about 1.1 times the size.
On valuation, Orrstown Financial Services trades at a lower forward P/E (9.4x vs 10.0x for Shore Bancshares). Orrstown Financial Services offers the higher dividend yield (2.75% vs 2.21%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ORRF | SHBI |
|---|---|---|
| Share price | $41.38 | $22.58 |
| Market cap | $813.93M | $753.55M |
| 1-day change | +1.37% | +0.53% |
| YTD return | +16.83% | +27.71% |
| 1-year return | +23.04% | +40.51% |
| 5-year return | +73.28% | +25.06% |
| P/E ratio (TTM) | 9.30 | 11.46 |
| Forward P/E | 9.40 | 9.96 |
| EPS (TTM) | $4.45 | $1.97 |
| Dividend yield | 2.75% | 2.21% |
| Annual dividend | $1.14 | $0.50 |
| 52-week high | $43.81 | $24.89 |
| 52-week low | $31.87 | $14.93 |
| Distance from 52-week high | -5.55% | -9.28% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +10.56% | +13.37% |
| Average volume | 103.01K | 200.67K |
| Shares outstanding | 19.67M | 33.37M |
| Employees | 627 | 595 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SHBI has outperformed ORRF by 17.5 percentage points over the past year.
About Orrstown Financial Services
ORRF stock →Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States.
Finance · Major Banks · 627 employees
About Shore Bancshares
SHBI stock →Shore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A.
Finance · Major Banks · 595 employees
ORRF vs SHBI FAQ
Which is bigger, Orrstown Financial Services or Shore Bancshares?
Orrstown Financial Services (ORRF) is larger, with a market capitalization of $813.93M compared with $753.55M for Shore Bancshares (SHBI).
Which stock has performed better over the past year, ORRF or SHBI?
SHBI returned +40.51% over the past 12 months, compared with +23.04% for ORRF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ORRF or SHBI?
ORRF has the lower trailing P/E at 9.3, versus 11.5 for SHBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Orrstown Financial Services or Shore Bancshares?
Orrstown Financial Services has the higher yield at 2.75%, compared with 2.21% for Shore Bancshares.
Are Orrstown Financial Services and Shore Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.