Peoples Financial Services (PFIS) vs VersaBank (VBNK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
VersaBank (VBNK) has outperformed Peoples Financial Services (PFIS) over the past year, gaining 78.8% versus a gain of 45.9%. Over five years, VBNK leads with a +86.1% price change compared with +51.0% for PFIS. VersaBank is the larger company by market cap ($709.3 million vs $691.4 million), about 1.0 times the size.
On valuation, Peoples Financial Services trades at a lower forward P/E (9.6x vs 11.1x for VersaBank). Peoples Financial Services offers the higher dividend yield (3.60% vs 0.11%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PFIS | VBNK |
|---|---|---|
| Share price | $69.07 | $21.88 |
| Market cap | $691.37M | $709.33M |
| 1-day change | +1.05% | -0.09% |
| YTD return | +41.79% | +46.06% |
| 1-year return | +45.89% | +78.76% |
| 5-year return | +50.96% | +86.05% |
| P/E ratio (TTM) | 12.22 | 29.17 |
| Forward P/E | 9.59 | 11.15 |
| EPS (TTM) | $5.65 | $0.75 |
| Dividend yield | 3.60% | 0.11% |
| Annual dividend | $2.49 | $0.025 |
| 52-week high | $73.37 | $25.05 |
| 52-week low | $43.64 | $11.25 |
| Distance from 52-week high | -5.87% | -12.65% |
| Analyst consensus | none | buy |
| Avg. price target upside | +6.42% | +16.54% |
| Average volume | 55.28K | 124.22K |
| Shares outstanding | 10.01M | 32.42M |
| Employees | 547 | 131 |
| Sector | Finance | Financial Services |
| Industry | Major Banks | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- VBNK has outperformed PFIS by 32.9 percentage points over the past year.
- VersaBank trades at a higher earnings multiple (29.2x vs 12.2x trailing P/E).
- Peoples Financial Services offers a meaningfully higher dividend yield (3.60% vs 0.11%).
- The two companies sit in different sectors: Peoples Financial Services in Finance and VersaBank in Financial Services.
About Peoples Financial Services
PFIS stock →Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides commercial and retail banking services in Pennsylvania, New Jersey and New York.
Finance · Major Banks · 547 employees
About VersaBank
VBNK stock →VersaBank provides various banking products and services in Canada and the United States. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor.
Financial Services · Banks - Regional · 131 employees
PFIS vs VBNK FAQ
Which is bigger, Peoples Financial Services or VersaBank?
VersaBank (VBNK) is larger, with a market capitalization of $709.33M compared with $691.37M for Peoples Financial Services (PFIS).
Which stock has performed better over the past year, PFIS or VBNK?
VBNK returned +78.76% over the past 12 months, compared with +45.89% for PFIS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PFIS or VBNK?
PFIS has the lower trailing P/E at 12.2, versus 29.2 for VBNK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Peoples Financial Services or VersaBank?
Peoples Financial Services has the higher yield at 3.60%, compared with 0.11% for VersaBank.
Are Peoples Financial Services and VersaBank in the same industry?
No. Peoples Financial Services is in the Finance sector, while VersaBank is in Financial Services.