Provident Financial Services (PFS) vs Sound Financial Bancorp (SFBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Provident Financial Services (PFS) has outperformed Sound Financial Bancorp (SFBC) over the past year, gaining 11.8% versus a loss of 5.2%. Over five years, SFBC leads with a -4.7% price change compared with -11.1% for PFS. Provident Financial Services is the larger company by market cap ($2.90 billion vs $112.4 million), about 25.8 times the size.
On valuation, Provident Financial Services trades at a lower trailing P/E (9.3x vs 14.0x for Sound Financial Bancorp). Provident Financial Services offers the higher dividend yield (2.16% vs 1.83%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PFS | SFBC |
|---|---|---|
| Share price | $22.22 | $43.77 |
| Market cap | $2.90B | $112.40M |
| 1-day change | +1.14% | +0.39% |
| YTD return | +11.24% | -0.07% |
| 1-year return | +11.81% | -5.22% |
| 5-year return | -11.05% | -4.68% |
| P/E ratio (TTM) | 9.26 | 14.03 |
| Forward P/E | 8.60 | — |
| EPS (TTM) | $2.40 | $3.12 |
| Dividend yield | 2.16% | 1.83% |
| Annual dividend | $0.48 | $0.80 |
| Revenue (latest FY) | $73.11M | — |
| Revenue growth (YoY) | +7.06% | — |
| Net income (latest FY) | $291.16M | — |
| Net margin | 398.25% | — |
| 52-week high | $25.49 | $49.21 |
| 52-week low | $17.69 | $40.68 |
| Distance from 52-week high | -12.83% | -11.05% |
| Analyst consensus | buy | — |
| Avg. price target upside | +24.89% | — |
| Average volume | 899.00K | 10.30K |
| Shares outstanding | 130.42M | 2.57M |
| Employees | 1,817 | — |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Provident Financial Services is about 25.8 times larger than Sound Financial Bancorp by market value ($2.90B vs $112.40M).
- PFS has outperformed SFBC by 17.0 percentage points over the past year.
- Sound Financial Bancorp trades at a higher earnings multiple (14.0x vs 9.3x trailing P/E).
About Provident Financial Services
PFS stock →Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States.
Finance · Savings Institutions · 1,817 employees
PFS vs SFBC FAQ
Which is bigger, Provident Financial Services or Sound Financial Bancorp?
Provident Financial Services (PFS) is larger, with a market capitalization of $2.90B compared with $112.40M for Sound Financial Bancorp (SFBC).
Which stock has performed better over the past year, PFS or SFBC?
PFS returned +11.81% over the past 12 months, compared with -5.22% for SFBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PFS or SFBC?
PFS has the lower trailing P/E at 9.3, versus 14.0 for SFBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Provident Financial Services or Sound Financial Bancorp?
Provident Financial Services has the higher yield at 2.16%, compared with 1.83% for Sound Financial Bancorp.
Are Provident Financial Services and Sound Financial Bancorp in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.