Eastern Bankshares (EBC) vs Provident Financial Services (PFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Provident Financial Services (PFS) has outperformed Eastern Bankshares (EBC) over the past year, gaining 11.8% versus a gain of 11.4%. Over five years, EBC leads with a -0.9% price change compared with -11.1% for PFS. Eastern Bankshares is the larger company by market cap ($4.75 billion vs $2.86 billion), about 1.7 times the size.
On valuation, Provident Financial Services trades at a lower forward P/E (8.4x vs 9.7x for Eastern Bankshares). Eastern Bankshares offers the higher dividend yield (2.60% vs 2.19%). Provident Financial Services converts more of its revenue into profit, with a net margin of 398.3% versus 65.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EBC | PFS |
|---|---|---|
| Share price | $20.78 | $21.91 |
| Market cap | $4.75B | $2.86B |
| 1-day change | -0.41% | -0.27% |
| YTD return | +13.19% | +11.24% |
| 1-year return | +11.37% | +11.81% |
| 5-year return | -0.90% | -11.05% |
| P/E ratio (TTM) | 11.61 | 9.13 |
| Forward P/E | 9.71 | 8.45 |
| EPS (TTM) | $1.79 | $2.40 |
| Dividend yield | 2.60% | 2.19% |
| Annual dividend | $0.54 | $0.48 |
| Revenue (latest FY) | $134.09M | $73.11M |
| Revenue growth (YoY) | +19.07% | +7.06% |
| Net income (latest FY) | $88.22M | $291.16M |
| Net margin | 65.79% | 398.25% |
| 52-week high | $23.78 | $25.49 |
| 52-week low | $16.62 | $17.69 |
| Distance from 52-week high | -12.62% | -14.04% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +19.76% | +26.65% |
| Average volume | 2.36M | 899.00K |
| Shares outstanding | 228.51M | 130.42M |
| Employees | 2,247 | 1,817 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Eastern Bankshares trades at a higher earnings multiple (11.6x vs 9.1x trailing P/E).
- Provident Financial Services is more profitable, keeping 398.3 cents of every revenue dollar as net income versus 65.8 cents for Eastern Bankshares.
- Eastern Bankshares grew revenue faster in its latest fiscal year (+19.07% vs +7.06%).
About Eastern Bankshares
EBC stock →Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States.
Finance · Savings Institutions · 2,247 employees
About Provident Financial Services
PFS stock →Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States.
Finance · Savings Institutions · 1,817 employees
EBC vs PFS FAQ
Which is bigger, Eastern Bankshares or Provident Financial Services?
Eastern Bankshares (EBC) is larger, with a market capitalization of $4.75B compared with $2.86B for Provident Financial Services (PFS).
Which stock has performed better over the past year, EBC or PFS?
PFS returned +11.81% over the past 12 months, compared with +11.37% for EBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EBC or PFS?
PFS has the lower trailing P/E at 9.1, versus 11.6 for EBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Eastern Bankshares or Provident Financial Services?
Eastern Bankshares has the higher yield at 2.60%, compared with 2.19% for Provident Financial Services.
Are Eastern Bankshares and Provident Financial Services in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.