Pelagos Insurance Capital (PLGO) vs United Fire Group (UFCS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
United Fire Group (UFCS) has outperformed Pelagos Insurance Capital (PLGO) over the past year, gaining 77.6% versus a gain of 27.9%. Pelagos Insurance Capital is the larger company by market cap ($1.97 billion vs $1.42 billion), about 1.4 times the size. On valuation, Pelagos Insurance Capital trades at a lower forward P/E (6.1x vs 11.4x for United Fire Group).
Pelagos Insurance Capital offers the higher dividend yield (2.52% vs 1.31%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PLGO | UFCS |
|---|---|---|
| Share price | $23.81 | $55.05 |
| Market cap | $1.97B | $1.42B |
| 1-day change | +0.17% | +0.33% |
| YTD return | +21.67% | +51.44% |
| 1-year return | +27.94% | +77.64% |
| 5-year return | — | +150.11% |
| P/E ratio (TTM) | 5.85 | 10.21 |
| Forward P/E | 6.11 | 11.37 |
| EPS (TTM) | $4.07 | $5.39 |
| Dividend yield | 2.52% | 1.31% |
| Annual dividend | $0.60 | $0.72 |
| 52-week high | $26.34 | $56.74 |
| 52-week low | $17.58 | $29.85 |
| Distance from 52-week high | -9.61% | -2.98% |
| Analyst consensus | hold | none |
| Avg. price target upside | +5.71% | +6.27% |
| Average volume | 441.38K | 150.36K |
| Shares outstanding | 82.73M | 25.71M |
| Employees | 108 | 846 |
| Sector | Finance | Financial Services |
| Industry | Property-Casualty Insurers | Insurance - Property & Casualty |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UFCS has outperformed PLGO by 49.7 percentage points over the past year.
- United Fire Group trades at a higher earnings multiple (10.2x vs 5.9x trailing P/E).
- Pelagos Insurance Capital offers a meaningfully higher dividend yield (2.52% vs 1.31%).
- The two companies sit in different sectors: Pelagos Insurance Capital in Finance and United Fire Group in Financial Services.
About Pelagos Insurance Capital
PLGO stock →Pelagos Insurance Capital Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance.
Finance · Property-Casualty Insurers · 108 employees
About United Fire Group
UFCS stock →United Fire Group, Inc., together with its subsidiaries, engages in writing property and casualty insurance in the United States. It provides property and casualty insurance, and surety bonds; and fire and allied lines, other liability, automobile, workers' compensation, and surety to small business owners and middle market businesses operating in industries, such as construction, services, retail trade, financial, and manufacturing.
Financial Services · Insurance - Property & Casualty · 846 employees
PLGO vs UFCS FAQ
Which is bigger, Pelagos Insurance Capital or United Fire Group?
Pelagos Insurance Capital (PLGO) is larger, with a market capitalization of $1.97B compared with $1.42B for United Fire Group (UFCS).
Which stock has performed better over the past year, PLGO or UFCS?
UFCS returned +77.64% over the past 12 months, compared with +27.94% for PLGO (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PLGO or UFCS?
PLGO has the lower trailing P/E at 5.9, versus 10.2 for UFCS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Pelagos Insurance Capital or United Fire Group?
Pelagos Insurance Capital has the higher yield at 2.52%, compared with 1.31% for United Fire Group.
Are Pelagos Insurance Capital and United Fire Group in the same industry?
No. Pelagos Insurance Capital is in the Finance sector, while United Fire Group is in Financial Services.