MetaCap

Palomar (PLMR) vs Selective Insurance Group (SIGI)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Palomar (PLMR) has outperformed Selective Insurance Group (SIGI) over the past year, gaining 10.5% versus a gain of 1.0%. Over five years, PLMR leads with a +60.8% price change compared with +8.3% for SIGI. Selective Insurance Group is the larger company by market cap ($5.07 billion vs $3.48 billion), about 1.5 times the size, while Palomar is growing revenue faster (+58.2% vs +9.8%).

On valuation, Selective Insurance Group trades at a lower forward P/E (9.7x vs 11.6x for Palomar). Selective Insurance Group pays a dividend yielding 1.96%, while Palomar does not currently pay one. Palomar converts more of its revenue into profit, with a net margin of 22.5% versus 8.7%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

PLMR+10.51%SIGI+1.03%
+24%+4%-17%
Oct 8, 20251 yearOct 8, 2026
PLMR+66.80%SIGI+8.88%
+126%+37%-51%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

PLMR versus SIGI key metrics
MetricPLMRSIGI
Share price$131.44$85.13
Market cap$3.48B$5.07B
1-day change+3.64%+1.57%
YTD return-2.46%+1.74%
1-year return+10.51%+1.03%
5-year return+60.82%+8.34%
P/E ratio (TTM)17.0910.56
Forward P/E11.579.68
EPS (TTM)$7.69$8.06
Dividend yield1.37%1.96%
Annual dividend$0.00$1.67
Revenue (latest FY)$875.97M$5.34B
Revenue growth (YoY)+58.16%+9.78%
Net income (latest FY)$197.07M$466.41M
Net margin22.50%8.74%
52-week high$147.62$100.40
52-week low$100.81$72.78
Distance from 52-week high-10.96%-15.21%
Analyst consensusbuyhold
Avg. price target upside+23.25%+19.65%
Average volume242.43K477.57K
Shares outstanding26.50M59.57M
Employees4392,800
SectorFinanceFinance
IndustryProperty-Casualty InsurersProperty-Casualty Insurers

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Palomar trades at a higher earnings multiple (17.1x vs 10.6x trailing P/E).
  • Palomar is more profitable, keeping 22.5 cents of every revenue dollar as net income versus 8.7 cents for Selective Insurance Group.
  • Palomar grew revenue faster in its latest fiscal year (+58.16% vs +9.78%).

About Palomar

PLMR stock →

Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as inland marine, Hawaii hurricane, excess national property, residential flood, and other property products, as well as assumed reinsurance and crop insurance products.

Finance · Property-Casualty Insurers · 439 employees

About Selective Insurance Group

SIGI stock →

Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments.

Finance · Property-Casualty Insurers · 2,800 employees

PLMR vs SIGI FAQ

Which is bigger, Palomar or Selective Insurance Group?

Selective Insurance Group (SIGI) is larger, with a market capitalization of $5.07B compared with $3.48B for Palomar (PLMR).

Which stock has performed better over the past year, PLMR or SIGI?

PLMR returned +10.51% over the past 12 months, compared with +1.03% for SIGI (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, PLMR or SIGI?

SIGI has the lower trailing P/E at 10.6, versus 17.1 for PLMR. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Palomar or Selective Insurance Group?

Selective Insurance Group has the higher yield at 1.96%, compared with 1.37% for Palomar.

Are Palomar and Selective Insurance Group in the same industry?

Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.

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