Palomar (PLMR) vs White Mountains Insurance Group (WTM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Palomar (PLMR) has outperformed White Mountains Insurance Group (WTM) over the past year, gaining 9.9% versus a gain of 6.6%. Over five years, WTM leads with a +84.4% price change compared with +55.2% for PLMR. White Mountains Insurance Group is the larger company by market cap ($4.91 billion vs $3.49 billion), about 1.4 times the size.
On valuation, Palomar trades at a lower forward P/E (11.6x vs 22.8x for White Mountains Insurance Group). White Mountains Insurance Group pays a dividend yielding 0.05%, while Palomar does not currently pay one. White Mountains Insurance Group converts more of its revenue into profit, with a net margin of 29.6% versus 22.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PLMR | WTM |
|---|---|---|
| Share price | $131.54 | $2,055.53 |
| Market cap | $3.49B | $4.91B |
| 1-day change | +3.72% | +1.18% |
| YTD return | -5.89% | -2.24% |
| 1-year return | +9.86% | +6.63% |
| 5-year return | +55.17% | +84.44% |
| P/E ratio (TTM) | 17.70 | 4.71 |
| Forward P/E | 11.58 | 22.84 |
| EPS (TTM) | $7.43 | $436.50 |
| Dividend yield | 1.42% | 0.05% |
| Annual dividend | $0.00 | $1.00 |
| Revenue (latest FY) | $875.97M | $3.73B |
| Revenue growth (YoY) | +58.16% | +66.76% |
| Net income (latest FY) | $197.07M | $1.11B |
| Gross margin | — | 95.94% |
| Net margin | 22.50% | 29.62% |
| 52-week high | $147.62 | $2,333.00 |
| 52-week low | $100.81 | $1,830.13 |
| Distance from 52-week high | -10.89% | -11.89% |
| Analyst consensus | buy | — |
| Avg. price target upside | +23.16% | — |
| Average volume | 241.99K | 19.84K |
| Shares outstanding | 26.50M | 2.39M |
| Employees | 439 | 1,648 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Palomar trades at a higher earnings multiple (17.7x vs 4.7x trailing P/E).
- Palomar offers a meaningfully higher dividend yield (1.42% vs 0.05%).
- White Mountains Insurance Group is more profitable, keeping 29.6 cents of every revenue dollar as net income versus 22.5 cents for Palomar.
- White Mountains Insurance Group grew revenue faster in its latest fiscal year (+66.76% vs +58.16%).
About Palomar
PLMR stock →Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as inland marine, Hawaii hurricane, excess national property, residential flood, and other property products, as well as assumed reinsurance and crop insurance products.
Finance · Property-Casualty Insurers · 439 employees
About White Mountains Insurance Group
WTM stock →White Mountains Insurance Group, Ltd. provides insurance services in the United States, the United Kingdom, Bermuda, and internationally.
Finance · Property-Casualty Insurers · 1,648 employees
PLMR vs WTM FAQ
Which is bigger, Palomar or White Mountains Insurance Group?
White Mountains Insurance Group (WTM) is larger, with a market capitalization of $4.91B compared with $3.49B for Palomar (PLMR).
Which stock has performed better over the past year, PLMR or WTM?
PLMR returned +9.86% over the past 12 months, compared with +6.63% for WTM (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PLMR or WTM?
WTM has the lower trailing P/E at 4.7, versus 17.7 for PLMR. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Palomar or White Mountains Insurance Group?
Palomar has the higher yield at 1.42%, compared with 0.05% for White Mountains Insurance Group.
Are Palomar and White Mountains Insurance Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.