MetaCap

Patriot National Bancorp (PNBK) vs Provident Financial (PROV)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Provident Financial (PROV) has outperformed Patriot National Bancorp (PNBK) over the past year, gaining 16.6% versus a loss of 33.5%. Over five years, PROV leads with a +10.1% price change compared with -91.2% for PNBK. Provident Financial is the larger company by market cap ($115.2 million vs $108.9 million), about 1.1 times the size.

On valuation, Patriot National Bancorp trades at a lower forward P/E (0.9x vs 14.6x for Provident Financial). Provident Financial pays a dividend yielding 3.03%, while Patriot National Bancorp does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

PNBK-33.55%PROV+16.59%
+52%+7%-38%
Oct 8, 20251 yearOct 8, 2026
PNBK-91.16%PROV+9.22%
+86%-7%-100%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

PNBK versus PROV key metrics
MetricPNBKPROV
Share price$0.8639$18.48
Market cap$108.86M$115.20M
1-day change-6.77%+0.90%
YTD return-52.53%+16.15%
1-year return-33.55%+16.59%
5-year return-91.17%+10.07%
P/E ratio (TTM)—18.12
Forward P/E0.8614.55
EPS (TTM)$-0.05$1.02
Dividend yield0.00%3.03%
Annual dividend$0.00$0.56
52-week high$2.00$18.99
52-week low$0.8553$14.95
Distance from 52-week high-56.80%-2.69%
Analyst consensus—none
Avg. price target upside—+0.11%
Average volume205.97K13.15K
Shares outstanding118.74M6.23M
Employees10795
SectorFinancial ServicesFinancial Services
IndustryBanks - RegionalBanks - Regional

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • PROV has outperformed PNBK by 50.1 percentage points over the past year.
  • Provident Financial offers a meaningfully higher dividend yield (3.03% vs 0.00%).

About Patriot National Bancorp

PNBK stock →

Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A.

Financial Services · Banks - Regional · 107 employees

About Provident Financial

PROV stock →

Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B.

Financial Services · Banks - Regional · 95 employees

PNBK vs PROV FAQ

Which is bigger, Patriot National Bancorp or Provident Financial?

Provident Financial (PROV) is larger, with a market capitalization of $115.20M compared with $108.86M for Patriot National Bancorp (PNBK).

Which stock has performed better over the past year, PNBK or PROV?

PROV returned +16.59% over the past 12 months, compared with -33.55% for PNBK (price return, excluding dividends). Past performance does not predict future results.

Which pays a higher dividend, Patriot National Bancorp or Provident Financial?

Provident Financial pays a dividend yielding 3.03%, while Patriot National Bancorp does not currently pay a regular dividend.

Are Patriot National Bancorp and Provident Financial in the same industry?

Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.

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