Lemonade (LMND) vs Selective Insurance Group (SIGI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Selective Insurance Group (SIGI) has outperformed Lemonade (LMND) over the past year, gaining 1.0% versus a loss of 15.5%. Over five years, SIGI leads with a +8.3% price change compared with -28.3% for LMND. Selective Insurance Group is the larger company by market cap ($5.01 billion vs $3.61 billion), about 1.4 times the size, while Lemonade is growing revenue faster (+40.2% vs +9.8%).
Selective Insurance Group pays a dividend yielding 1.98%, while Lemonade does not currently pay one. Selective Insurance Group converts more of its revenue into profit, with a net margin of 8.7% versus -22.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LMND | SIGI |
|---|---|---|
| Share price | $46.63 | $84.17 |
| Market cap | $3.61B | $5.01B |
| 1-day change | -0.60% | -1.13% |
| YTD return | -34.10% | +1.74% |
| 1-year return | -15.48% | +1.03% |
| 5-year return | -28.33% | +8.34% |
| P/E ratio (TTM) | — | 10.44 |
| Forward P/E | — | 9.57 |
| EPS (TTM) | $-1.82 | $8.06 |
| Dividend yield | 0.00% | 1.98% |
| Annual dividend | $0.00 | $1.67 |
| Revenue (latest FY) | $737.90M | $5.34B |
| Revenue growth (YoY) | +40.15% | +9.78% |
| Net income (latest FY) | $-165.50M | $466.41M |
| Net margin | -22.43% | 8.74% |
| 52-week high | $99.90 | $100.40 |
| 52-week low | $43.28 | $72.78 |
| Distance from 52-week high | -53.32% | -16.17% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +25.33% | +21.02% |
| Average volume | 1.21M | 477.57K |
| Shares outstanding | 77.40M | 59.57M |
| Employees | 1,282 | 2,800 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SIGI has outperformed LMND by 16.5 percentage points over the past year.
- Selective Insurance Group offers a meaningfully higher dividend yield (1.98% vs 0.00%).
- Selective Insurance Group is more profitable, keeping 8.7 cents of every revenue dollar as net income versus -22.4 cents for Lemonade.
- Lemonade grew revenue faster in its latest fiscal year (+40.15% vs +9.78%).
About Lemonade
LMND stock →Lemonade, Inc. provides various insurance products in the United States, Europe, and the United Kingdom.
Finance · Property-Casualty Insurers · 1,282 employees
About Selective Insurance Group
SIGI stock →Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments.
Finance · Property-Casualty Insurers · 2,800 employees
LMND vs SIGI FAQ
Which is bigger, Lemonade or Selective Insurance Group?
Selective Insurance Group (SIGI) is larger, with a market capitalization of $5.01B compared with $3.61B for Lemonade (LMND).
Which stock has performed better over the past year, LMND or SIGI?
SIGI returned +1.03% over the past 12 months, compared with -15.48% for LMND (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Lemonade or Selective Insurance Group?
Selective Insurance Group pays a dividend yielding 1.98%, while Lemonade does not currently pay a regular dividend.
Are Lemonade and Selective Insurance Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.