Ryan Specialty (RYAN) vs TWFG (TWFG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
TWFG (TWFG) has outperformed Ryan Specialty (RYAN) over the past year, losing 11.2% versus a loss of 35.4%. Ryan Specialty is the larger company by market cap ($9.64 billion vs $322.4 million), about 29.9 times the size. On valuation, Ryan Specialty trades at a lower forward P/E (15.4x vs 21.2x for TWFG).
Ryan Specialty pays a dividend yielding 1.33%, while TWFG does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | RYAN | TWFG |
|---|---|---|
| Share price | $37.60 | $25.03 |
| Market cap | $9.64B | $322.39M |
| 1-day change | -1.83% | +0.08% |
| YTD return | -27.17% | -13.00% |
| 1-year return | -35.41% | -11.21% |
| 5-year return | +1.13% | — |
| P/E ratio (TTM) | 52.96 | 42.42 |
| Forward P/E | 15.41 | 21.20 |
| EPS (TTM) | $0.71 | $0.59 |
| Dividend yield | 1.33% | 0.00% |
| Annual dividend | $0.50 | $0.00 |
| Revenue (latest FY) | $3.05B | — |
| Revenue growth (YoY) | +21.28% | — |
| Net income (latest FY) | $63.40M | — |
| Operating margin | 16.18% | — |
| Net margin | 2.08% | — |
| 52-week high | $58.94 | $31.30 |
| 52-week low | $29.28 | $16.56 |
| Distance from 52-week high | -36.21% | -20.03% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +33.22% | +22.69% |
| Average volume | 1.94M | 157.58K |
| Shares outstanding | 122.08M | 12.88M |
| Employees | 6,171 | 400 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Ryan Specialty is about 29.9 times larger than TWFG by market value ($9.64B vs $322.39M).
- TWFG has outperformed RYAN by 24.2 percentage points over the past year.
- Ryan Specialty offers a meaningfully higher dividend yield (1.33% vs 0.00%).
About Ryan Specialty
RYAN stock →Ryan Specialty Holdings, Inc. operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers in the United States, Canada, the United Kingdom, rest of Europe, India, Singapore, and internationally.
Finance · Specialty Insurers · 6,171 employees
About TWFG
TWFG stock →TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States.
Finance · Specialty Insurers · 400 employees
RYAN vs TWFG FAQ
Which is bigger, Ryan Specialty or TWFG?
Ryan Specialty (RYAN) is larger, with a market capitalization of $9.64B compared with $322.39M for TWFG (TWFG).
Which stock has performed better over the past year, RYAN or TWFG?
TWFG returned -11.21% over the past 12 months, compared with -35.41% for RYAN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, RYAN or TWFG?
TWFG has the lower trailing P/E at 42.4, versus 53.0 for RYAN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Ryan Specialty or TWFG?
Ryan Specialty pays a dividend yielding 1.33%, while TWFG does not currently pay a regular dividend.
Are Ryan Specialty and TWFG in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.