Stewart Information Services (STC) vs UNIVERSAL INSURANCE HOLDINGS INC (UVE)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
UNIVERSAL INSURANCE HOLDINGS INC (UVE) has outperformed Stewart Information Services (STC) over the past year, gaining 51.0% versus a loss of 25.9%. Over five years, UVE leads with a +234.4% price change compared with -26.3% for STC. Stewart Information Services is the larger company by market cap ($1.55 billion vs $1.27 billion), about 1.2 times the size.
On valuation, Stewart Information Services trades at a lower forward P/E (7.2x vs 10.2x for UNIVERSAL INSURANCE HOLDINGS INC). Stewart Information Services offers the higher dividend yield (4.14% vs 1.40%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | STC | UVE |
|---|---|---|
| Share price | $50.73 | $45.71 |
| Market cap | $1.55B | $1.27B |
| 1-day change | +0.65% | +1.02% |
| YTD return | -28.27% | +33.88% |
| 1-year return | -25.94% | +50.98% |
| 5-year return | -26.27% | +234.44% |
| P/E ratio (TTM) | 11.10 | 6.01 |
| Forward P/E | 7.20 | 10.16 |
| EPS (TTM) | $4.57 | $7.60 |
| Dividend yield | 4.14% | 1.40% |
| Annual dividend | $2.10 | $0.64 |
| 52-week high | $78.61 | $46.20 |
| 52-week low | $48.74 | $27.89 |
| Distance from 52-week high | -35.47% | -1.06% |
| Analyst consensus | none | hold |
| Avg. price target upside | +58.19% | -1.55% |
| Average volume | 256.36K | 192.19K |
| Shares outstanding | 30.52M | 27.83M |
| Employees | 8,100 | 929 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UVE has outperformed STC by 76.9 percentage points over the past year.
- Stewart Information Services trades at a higher earnings multiple (11.1x vs 6.0x trailing P/E).
- Stewart Information Services offers a meaningfully higher dividend yield (4.14% vs 1.40%).
About Stewart Information Services
STC stock →Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services in the United States and internationally. The company engages in searching, examining, closing, and insuring the condition of the title to real property.
Finance · Specialty Insurers · 8,100 employees
About UNIVERSAL INSURANCE HOLDINGS INC
UVE stock →Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages.
Finance · Property-Casualty Insurers · 929 employees
STC vs UVE FAQ
Which is bigger, Stewart Information Services or UNIVERSAL INSURANCE HOLDINGS INC?
Stewart Information Services (STC) is larger, with a market capitalization of $1.55B compared with $1.27B for UNIVERSAL INSURANCE HOLDINGS INC (UVE).
Which stock has performed better over the past year, STC or UVE?
UVE returned +50.98% over the past 12 months, compared with -25.94% for STC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, STC or UVE?
UVE has the lower trailing P/E at 6.0, versus 11.1 for STC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Stewart Information Services or UNIVERSAL INSURANCE HOLDINGS INC?
Stewart Information Services has the higher yield at 4.14%, compared with 1.40% for UNIVERSAL INSURANCE HOLDINGS INC.
Are Stewart Information Services and UNIVERSAL INSURANCE HOLDINGS INC in the same industry?
Both are in the Finance sector, but in different industries: Specialty Insurers for Stewart Information Services and Property-Casualty Insurers for UNIVERSAL INSURANCE HOLDINGS INC.