United Bancorp (UBCP) vs Union Bankshares (UNB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
United Bancorp (UBCP) has outperformed Union Bankshares (UNB) over the past year, gaining 9.4% versus a loss of 8.4%. Over five years, UBCP leads with a -4.0% price change compared with -29.0% for UNB. Union Bankshares is the larger company by market cap ($113.8 million vs $82.6 million), about 1.4 times the size.
On valuation, Union Bankshares trades at a lower trailing P/E (8.9x vs 10.4x for United Bancorp). Union Bankshares offers the higher dividend yield (6.26% vs 5.31%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | UBCP | UNB |
|---|---|---|
| Share price | $14.41 | $23.00 |
| Market cap | $82.65M | $113.75M |
| 1-day change | -0.62% | 0.00% |
| YTD return | +1.05% | -3.08% |
| 1-year return | +9.43% | -8.37% |
| 5-year return | -3.97% | -29.01% |
| P/E ratio (TTM) | 10.44 | 8.88 |
| Forward P/E | 8.90 | — |
| EPS (TTM) | $1.38 | $2.59 |
| Dividend yield | 5.31% | 6.26% |
| Annual dividend | $0.765 | $1.44 |
| 52-week high | $17.34 | $26.41 |
| 52-week low | $12.55 | $20.65 |
| Distance from 52-week high | -16.90% | -12.91% |
| Analyst consensus | none | — |
| Avg. price target upside | +38.79% | — |
| Average volume | 5.78K | 5.67K |
| Shares outstanding | 5.74M | 4.95M |
| Employees | 125 | 195 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UBCP has outperformed UNB by 17.8 percentage points over the past year.
About United Bancorp
UBCP stock →United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio.
Finance · Major Banks · 125 employees
About Union Bankshares
UNB stock →Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States.
Finance · Major Banks · 195 employees
UBCP vs UNB FAQ
Which is bigger, United Bancorp or Union Bankshares?
Union Bankshares (UNB) is larger, with a market capitalization of $113.75M compared with $82.65M for United Bancorp (UBCP).
Which stock has performed better over the past year, UBCP or UNB?
UBCP returned +9.43% over the past 12 months, compared with -8.37% for UNB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, UBCP or UNB?
UNB has the lower trailing P/E at 8.9, versus 10.4 for UBCP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, United Bancorp or Union Bankshares?
Union Bankshares has the higher yield at 6.26%, compared with 5.31% for United Bancorp.
Are United Bancorp and Union Bankshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.