Ameris Bancorp Financial Statements
NYSE: ABCBFinanceMajor BanksUSD
Market open · Delayed 15 min · as of Oct 9, 12:51 PM ET
Ameris Bancorp revenue and earnings
In fiscal 2025, Ameris Bancorp generated $1.21 billion in revenue, up 5.7% from fiscal 2024, its 2nd consecutive year of revenue growth. Net income was $412.2 million (+14.9% year over year), for a net margin of 34.1% versus a median of 31.4% in the prior 5 years. Diluted earnings per share came in at $6.00, up from $5.19.
Over the last 5 fiscal years, ABCB's revenue has grown at a 2.2% compound annual rate.
Summary generated from market data by MetaCap's automated system. Methodology
Ameris Bancorp income statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.21B | 1.14B | 1.08B | 1.09B | 1.02B | 1.08B | 703.28M | 461.80M | 364.58M | 325.17M |
| Revenue growth (YoY) | +5.73% | +5.99% | -0.70% | +6.33% | -5.85% | +54.17% | +52.29% | +26.67% | +12.12% | +24.53% |
| Operating Expenses | 603.95M | 607.79M | 578.28M | 560.65M | 560.12M | 598.63M | 471.94M | 293.65M | 231.94M | 215.84M |
| Interest Expense | 457.60M | 529.09M | 445.39M | 92.86M | 47.78M | 88.75M | 131.23M | 69.93M | 34.22M | 19.69M |
| Pretax Income | 533.76M | 475.86M | 356.94M | 453.10M | 496.11M | 340.24M | 211.58M | 151.49M | 124.28M | 105.25M |
| Income Tax | 121.61M | 117.17M | 87.83M | 106.56M | 119.20M | 78.26M | 50.14M | 30.46M | 50.73M | 33.15M |
| Net Income | 412.15M | 358.69M | 269.11M | 346.54M | 376.91M | 261.99M | 161.44M | 121.03M | 73.55M | 72.10M |
| Net Income growth (YoY) | +14.91% | +33.29% | -22.35% | -8.06% | +43.87% | +62.28% | +33.39% | +64.56% | +2.01% | +76.51% |
| EPS (Basic) | 6.02 | 5.21 | 3.90 | 5.01 | 5.43 | 3.78 | 2.76 | 2.81 | 2.00 | 2.10 |
| EPS (Diluted) | 6.00 | 5.19 | 3.89 | 4.99 | 5.40 | 3.77 | 2.75 | 2.80 | 1.98 | 2.08 |
| Shares Outstanding (Basic) | 68.45M | 68.81M | 68.98M | 69.19M | 69.43M | 69.26M | 58.46M | 43.14M | 36.83M | 34.35M |
| Shares Outstanding (Diluted) | 68.71M | 69.06M | 69.10M | 69.42M | 69.76M | 69.43M | 58.61M | 43.25M | 37.14M | 34.70M |
| Net Margin | 34.12% | 31.40% | 24.97% | 31.93% | 36.92% | 24.16% | 22.96% | 26.21% | 20.17% | 22.17% |
This table shows 10 annual periods of Ameris Bancorp's income statement, from FY 2025 back to FY 2016, across 11 line items including revenue, operating expenses, interest expense. Values in USD; B = billions, M = millions. Fiscal periods follow ABCB's reporting calendar. What is a income statement?