Ameris Bancorp Cash Flow Statement
NYSE: ABCBFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Ameris Bancorp free cash flow
In fiscal 2025, Ameris Bancorp generated $390.2 million of operating cash flow and spent $20.5 million on capital expenditures. That left free cash flow of $369.6 million, a free-cash-flow margin of 30.6% of revenue. Free cash flow was up 162.7% from the prior year's $140.7 million.
Ameris Bancorp returned $138.1 million to shareholders: $55.3 million in dividends and $82.9 million in share repurchases, equal to 37% of free cash flow. Free cash flow covered dividend payments 6.7 times.
Summary generated from market data by MetaCap's automated system. Methodology
Ameris Bancorp cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 412.15M | 358.69M | 269.11M | 346.54M | 376.91M | 261.99M | 161.44M | 121.03M | 73.55M | 72.10M |
| Net Income growth (YoY) | +14.91% | +33.29% | -22.35% | -8.06% | +43.87% | +62.28% | +33.39% | +64.56% | +2.01% | +76.51% |
| Depreciation & Amortization | 29.66M | 36.80M | 34.57M | 40.99M | 17.23M | 15.76M | 13.12M | 10.01M | 9.20M | 9.52M |
| Stock-Based Compensation | 12.69M | 13.44M | 9.95M | 6.71M | 7.95M | 3.81M | 3.42M | 6.24M | 3.32M | 2.26M |
| Operating Cash Flow | 390.18M | 154.19M | 568.96M | 1.06B | 9.14M | 798.40M | -940.21M | -108.80M | -62.56M | -69.77M |
| Capital Expenditures | -20.54M | -13.48M | -17.53M | -13.57M | -25.45M | -18.12M | -11.58M | -10.01M | -3.76M | -10.98M |
| Investing Cash Flow | -1.30B | -846.68M | -338.19M | -4.87B | -420.98M | -1.20B | -487.09M | -53.31M | -666.91M | -802.87M |
| Dividends Paid | -55.25M | -41.46M | -41.65M | -41.61M | -41.80M | -41.69M | -24.68M | -16.41M | -14.65M | -8.58M |
| Share Repurchases | -82.89M | -7.95M | -20.35M | -22.42M | -9.44M | -8.00M | -18.41M | -2.06M | -886.00K | -1.23M |
| Financing Cash Flow | 781.16M | 745.56M | -181.59M | 865.53M | 2.36B | 1.90B | 1.37B | 510.99M | 861.74M | 680.45M |
| Net Change in Cash | -131.46M | 53.07M | 49.17M | -2.95B | 1.95B | 1.50B | -57.68M | 348.87M | 132.27M | -192.18M |
| Free Cash Flow | 369.64M | 140.72M | 551.43M | 1.05B | -16.31M | 780.28M | -951.79M | -118.81M | -66.32M | -80.74M |
This table shows 10 annual periods of Ameris Bancorp's cash flow statement, from FY 2025 back to FY 2016, across 11 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow ABCB's reporting calendar. What is a cash flow statement?