Affirm Quarterly Income Statement
NASDAQ: AFRMFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Affirm revenue and earnings
In the quarter ended Jun 30, 2026, Affirm generated $1.17 billion in revenue, up 33.0% from the same quarter a year earlier. Net income was $1.62 billion (+2234.7% year over year), for a net margin of 138.7% versus a median of 8.6% in the prior 5 quarters. Operating margin was 12.6%.
Diluted earnings per share came in at $4.63, up from $0.22.
Summary generated from market data by MetaCap's automated system. Methodology
Affirm income statement (quarterly)
| Quarter (USD) | Q4 20262026-06-30 | Q3 20262026-03-31 | Q2 20262025-12-31 | Q1 20262025-09-30 | Q4 20252025-06-30 | Q3 20252025-03-31 | Q2 20252024-12-31 | Q1 20252024-09-30 | Q4 20242024-06-30 | Q3 20242024-03-31 | Q2 20242023-12-31 | Q1 20242023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.17B | 1.04B | 1.12B | 933.34M | 876.42M | 783.13M | 866.38M | 698.48M | 659.18M | 576.16M | 591.11M | 496.55M |
| Revenue growth (YoY) | +33.04% | +32.64% | +29.62% | +33.62% | +32.95% | +35.92% | +46.57% | +40.67% | +47.86% | +51.23% | +47.94% | +37.31% |
| Selling, General & Admin | 239.25M | 218.16M | 240.00M | 223.43M | 212.41M | 208.32M | 275.45M | 283.71M | 258.78M | 261.67M | 294.04M | 287.20M |
| Operating Income | 147.26M | 88.43M | 117.63M | 63.66M | 58.06M | -8.39M | -4.32M | -132.62M | -73.46M | -160.79M | -172.15M | -209.45M |
| Interest Expense | 118.51M | 113.76M | 111.72M | 110.03M | 105.91M | 107.63M | 107.76M | 104.14M | 95.26M | 90.45M | 84.62M | 73.93M |
| Other Income (Expense) | 21.83M | 18.95M | 15.61M | 19.36M | 13.52M | 13.74M | 87.18M | 34.30M | 29.32M | 27.74M | 4.55M | 38.71M |
| Pretax Income | 169.09M | 107.38M | 133.24M | 83.02M | 71.58M | 5.34M | 82.86M | -98.32M | -44.14M | -133.05M | -167.60M | -170.74M |
| Income Tax | -1.45B | 4.48M | 3.65M | 2.33M | 2.34M | 2.54M | 2.50M | 1.90M | 997.00K | 890.00K | -700.00K | 1.04M |
| Net Income | 1.62B | 102.90M | 129.59M | 80.69M | 69.24M | 2.80M | 80.36M | -100.22M | -45.14M | -133.94M | -166.90M | -171.78M |
| Net Income growth (YoY) | +2234.66% | +3569.76% | +61.26% | — | — | — | — | — | — | — | — | — |
| EPS (Basic) | 4.82 | 0.31 | 0.39 | 0.24 | 0.21 | 0.01 | 0.25 | -0.31 | -0.13 | -0.43 | -0.54 | -0.57 |
| EPS (Diluted) | 4.63 | 0.30 | 0.37 | 0.23 | 0.22 | 0.01 | 0.23 | -0.31 | -0.13 | -0.43 | -0.54 | -0.57 |
| Shares Outstanding (Basic) | — | 337.14M | 334.27M | 330.24M | — | 324.05M | 322.28M | 318.23M | — | 312.63M | 307.57M | 303.84M |
| Shares Outstanding (Diluted) | — | 348.10M | 349.37M | 348.28M | — | 344.22M | 345.20M | 318.23M | — | 312.63M | 307.57M | 303.84M |
| EBITDA | 234.61M | 163.49M | 193.22M | 128.99M | 122.06M | 51.07M | 50.57M | -85.90M | -8.07M | -123.78M | -145.64M | -169.32M |
| Operating Margin | 12.63% | 8.51% | 10.47% | 6.82% | 6.63% | -107.00% | -50.00% | -18.99% | -11.14% | -27.91% | -29.12% | -42.18% |
| Net Margin | 138.65% | 9.91% | 11.54% | 8.65% | 7.90% | 36.00% | 9.28% | -14.35% | -6.85% | -23.25% | -28.24% | -34.60% |
This table shows 12 quarterly periods of Affirm's income statement, from Q4 2026 back to Q1 2024, across 15 line items including revenue, selling, general & admin, operating income. Values in USD; B = billions, M = millions. Fiscal periods follow AFRM's reporting calendar. What is a income statement?