Bread Financial Quarterly Balance Sheet
NYSE: BFHConsumer DiscretionaryBusiness ServicesUSD
100.58-0.15 (-0.15%)
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Bread Financial financial position
As of Jun 30, 2026, Bread Financial reported total assets of $22.45 billion, up 2.9% from a year earlier against total liabilities of $19.09 billion. Shareholders' equity stood at $3.37 billion, or 15.0% of assets. The company held $3.68 billion in cash and equivalents.
Summary generated from market data by MetaCap's automated system. Methodology
Bread Financial balance sheet (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 3.68B | 3.64B | 3.60B | 3.76B | 3.80B | 4.21B | 3.68B | 3.45B | 4.05B | 3.79B | 3.59B | 3.38B |
| Short-Term Investments | — | — | 26.00M | — | — | — | 272.00M | — | — | — | 250.00M | — |
| Property, Plant & Equipment | 104.00M | 112.00M | 117.00M | 122.00M | 127.00M | 133.00M | 142.00M | 148.00M | 157.00M | 166.00M | 167.00M | 160.00M |
| Goodwill | — | — | 634.00M | — | — | — | 634.00M | — | — | — | 634.00M | — |
| Intangible Assets | — | — | 82.00M | — | — | — | 112.00M | — | — | — | 128.00M | — |
| Total Assets | 22.45B | 22.31B | 22.66B | 21.71B | 21.82B | 22.38B | 22.89B | 21.74B | 22.14B | 22.30B | 23.14B | 21.61B |
| Long-Term Debt | — | — | 4.31B | 3.79B | 4.23B | 5.12B | 5.56B | 4.58B | — | — | 5.29B | 4.22B |
| Total Liabilities | 19.09B | 18.98B | 19.34B | 18.40B | 18.66B | 19.31B | 19.84B | 18.62B | 18.97B | 19.27B | 20.22B | 18.74B |
| Shareholders' Equity | 3.37B | 3.33B | 3.33B | 3.32B | 3.17B | 3.07B | 3.05B | 3.11B | 3.17B | 3.03B | 2.92B | 2.86B |
| Retained Earnings | 1.78B | 1.64B | 1.48B | 1.43B | 1.25B | 1.13B | 999.00M | 1.00B | 1.01B | 890.00M | 767.00M | 735.00M |
| Total Debt | — | — | 4.31B | 3.79B | 4.23B | 5.12B | 5.56B | 4.58B | — | — | 5.29B | 4.22B |
| Net Cash (Debt) | 3.68B | 3.64B | -678.00M | -23.00M | -428.00M | -909.00M | -1.61B | -1.13B | 4.05B | 3.79B | -1.45B | -843.00M |
| Shares Outstanding | 38.70M | 41.30M | 44.10M | — | — | — | 49.10M | — | — | — | — | — |
This table shows 12 quarterly periods of Bread Financial's balance sheet, from Q2 2026 back to Q3 2023, across 19 line items including cash & equivalents, short-term investments, receivables. Values in USD; B = billions, M = millions. Fiscal periods follow BFH's reporting calendar. What is a balance sheet?