Bread Financial (BFH) Options Chain

NYSE: BFHConsumer DiscretionaryBusiness ServicesUSD

100.58-0.15 (-0.15%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration: Dec 18, 2026
Days to expiration: 68
Share price: $100.58
Put/call ratio (OI): 0.45
Put/call ratio (volume): 0.22
ATM implied volatility: 26.7%
Expected move: ±$11.60
Open interest (C / P): 249 / 112

BFH options summary

The BFH options chain for the December 18, 2026 expiration lists 22 call and 12 put contracts, with 68 days until expiration. Open interest stands at 249 calls and 112 puts, a put/call ratio of 0.45, which is tilted bullish, with calls outnumbering puts. At-the-money implied volatility near the $100.00 strike is 26.7%, which implies the market expects a move of about ±$11.60 (11.5%) in Bread Financial stock by expiration.

The most open interest sits at the $85.00 call (100 contracts) and the $90.00 put (106 contracts).

Summary generated from market data by MetaCap's automated system. Methodology

BFH options chain · December 18, 2026

BFH calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
2	2	88.5%	55.97	53.50	58.00	45.00	—	—	—	—	—	—
1	1	81.3%	41.30	40.00	42.90	60.00	0.00	0.00	1.28	25.0%	—	0
0	1	—	48.35	0.00	0.00	65.00	—	—	—	—	—	—
3	3	159.5%	42.50	40.00	42.70	70.00	0.00	2.60	0.70	67.9%	1	1
0	1	—	17.00	0.00	0.00	75.00	0.10	2.80	3.30	59.7%	—	1
0	1	55.6%	31.10	22.90	26.30	77.50	—	—	—	—	—	—
4	1	55.4%	20.00	21.00	24.10	80.00	0.00	3.40	2.52	52.6%	1	0
0	1	—	32.40	0.00	0.00	82.50	0.25	3.50	2.15	63.8%	—	1
100	1	119.0%	31.20	26.00	29.40	85.00	—	—	—	—	—	—
0	1	—	27.92	0.00	0.00	87.50	0.65	4.00	3.52	55.9%	1	0
32	1	58.3%	15.15	12.10	15.80	90.00	1.10	4.70	3.50	54.8%	2	106
27	1	105.6%	19.66	20.20	23.50	92.50	—	—	—	—	—	—
20	1	55.2%	12.70	8.80	12.40	95.00	2.45	6.50	5.14	53.3%	1	2
—	—	—	—	—	—	97.50	3.10	6.90	4.41	48.7%	1	1
16	6	53.0%	14.43	5.50	9.50	100.00	0.00	0.00	6.28	0.4%	1	0
BFH $100.58
9	4	53.1%	3.75	3.30	7.40	105.00	17.20	20.10	19.25	92.3%	1	0
6	1	52.6%	4.63	1.70	5.60	110.00	20.90	23.80	23.05	95.1%	1	0
13	9	51.1%	2.19	0.55	4.00	115.00	—	—	—	—	—	—
9	3	53.6%	1.27	0.10	3.30	120.00	—	—	—	—	—	—
0	—	12.5%	1.45	0.00	0.00	130.00	—	—	—	—	—	—
1	1	57.5%	3.50	0.00	3.40	135.00	—	—	—	—	—	—
5	5	51.6%	0.35	0.00	1.65	140.00	—	—	—	—	—	—
1	—	71.7%	0.80	0.00	2.35	160.00	—	—	—	—	—	—

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the BFH put/call ratio?

For the December 18, 2026 expiration, the BFH put/call ratio based on open interest is 0.45 (112 puts vs 249 calls), and 0.22 based on today's volume. A ratio above 1 means more puts than calls.

What is BFH's implied volatility?

At-the-money implied volatility for BFH options expiring December 18, 2026 is about 26.7%, an annualized estimate of how much the market expects Bread Financial stock to move.

How many BFH option expiration dates are there?

BFH has 4 listed expiration dates, from Oct 16, 2026 to Mar 19, 2027.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.