Citigroup Quarterly Cash Flow Statement
NYSE: CFinanceMajor BanksUSD
At close: Oct 9, 4:03 PM ET · Delayed 15 min
Citigroup free cash flow
In the quarter ended Dec 31, 2025, Citigroup generated $26.55 billion of operating cash flow and spent $1.63 billion on capital expenditures. That left free cash flow of $24.92 billion, a free-cash-flow margin of 125.4% of revenue. Free cash flow was up 7.9% from the prior year's $23.11 billion.
Citigroup returned $5.85 billion to shareholders: $1.35 billion in dividends and $4.50 billion in share repurchases, equal to 23% of free cash flow. Free cash flow covered dividend payments 18.4 times.
Summary generated from market data by MetaCap's automated system. Methodology
Citigroup cash flow statement (quarterly)
| Quarter (USD) | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 | Q2 20232023-06-30 | Q1 20232023-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 2.52B | 3.79B | 4.03B | 4.11B | 2.89B | 3.27B | 3.26B | 3.41B | -1.81B | 3.59B | 2.95B | 4.65B |
| Net Income growth (YoY) | -12.73% | +15.80% | +23.60% | +20.55% | — | -8.75% | +10.57% | -26.75% | -171.35% | +2.22% | -35.40% | +7.59% |
| Depreciation & Amortization | 1.10B | 1.12B | 1.10B | 1.05B | 1.02B | 1.08B | 1.10B | 1.11B | 1.17B | 1.14B | 1.14B | 1.11B |
| Change in Working Capital | -3.48B | -2.15B | -2.92B | -5.24B | 272.00M | -3.99B | -2.73B | -5.27B | 8.07B | -2.86B | 1.75B | -9.74B |
| Operating Cash Flow | 26.55B | 1.10B | -36.58B | -58.71B | 24.80B | -16.67B | -16.96B | -10.83B | -4.67B | 15.79B | -54.06B | -30.48B |
| Capital Expenditures | -1.63B | -1.62B | -1.75B | -1.52B | -1.69B | -1.56B | -1.64B | -1.61B | -1.76B | -1.69B | -1.49B | -1.63B |
| Investing Cash Flow | -49.33B | -10.00B | 50.03B | -98.98B | 7.75B | 51.39B | 12.27B | 14.84B | -38.47B | -12.71B | 45.79B | -3.07B |
| Dividends Paid | -1.35B | -1.37B | -1.33B | -1.32B | -1.31B | -1.34B | -1.25B | -1.29B | -1.31B | -1.35B | -1.28B | -1.27B |
| Share Repurchases | -4.50B | -5.00B | -2.00B | -1.75B | -968.00M | -982.00M | -111.00M | -413.00M | -548.00M | -429.00M | -1.00B | 0 |
| Debt Issued | 25.73B | 28.80B | 37.89B | 29.61B | 20.91B | 30.08B | 27.67B | 20.41B | 13.35B | 19.78B | 16.95B | 15.74B |
| Debt Repaid | -25.35B | -31.64B | -23.24B | -23.09B | -25.43B | -18.28B | -29.11B | -20.14B | -14.66B | -14.31B | -23.51B | -12.47B |
| Financing Cash Flow | 25.28B | 20.68B | 7.09B | 184.98B | -47.31B | 15.39B | -18.74B | 12.35B | 45.73B | -43.97B | -16.85B | 15.77B |
| Net Change in Cash | 1.52B | 10.59B | 29.14B | 31.80B | -26.56B | 56.96B | -26.60B | 11.80B | 6.95B | -42.92B | -27.05B | -18.07B |
| Free Cash Flow | 24.92B | -517.00M | -38.33B | -60.23B | 23.11B | -18.23B | -18.60B | -12.44B | -6.43B | 14.10B | -55.55B | -32.12B |
This table shows 12 quarterly periods of Citigroup's cash flow statement, from Q4 2025 back to Q1 2023, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow C's reporting calendar. What is a cash flow statement?