Credit Acceptance Balance Sheet
NASDAQ: CACCFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Credit Acceptance financial position
At the end of fiscal 2025, Credit Acceptance reported total assets of $8.63 billion, down 2.5% from a year earlier against total liabilities of $7.11 billion. Shareholders' equity stood at $1.52 billion, or 17.7% of assets. The company held $22.8 million in cash and equivalents against $1.09 billion of debt, a net debt position of $1.06 billion.
Debt-to-equity was 0.71.
Summary generated from market data by MetaCap's automated system. Methodology
Credit Acceptance balance sheet (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 22.80M | 343.70M | 13.20M | 7.70M | 23.30M | 16.00M | 187.40M | 25.70M | 8.20M | 14.60M |
| Property, Plant & Equipment | 12.60M | 14.70M | 46.50M | 51.40M | 57.30M | 59.40M | 59.70M | 40.20M | 20.50M | 18.20M |
| Total Assets | 8.63B | 8.85B | 7.61B | 6.90B | 7.05B | 7.49B | 7.42B | 6.24B | 4.99B | 4.22B |
| Accounts Payable | 400.20M | 315.80M | 318.80M | 260.80M | 175.00M | 186.70M | 206.40M | 186.40M | — | — |
| Long-Term Debt | 1.09B | 991.30M | 989.00M | 794.50M | 792.50M | 790.60M | 1.19B | 544.40M | 542.80M | 541.30M |
| Total Liabilities | 7.11B | 7.11B | 5.86B | 5.28B | 5.23B | 5.19B | 5.07B | 4.25B | 3.45B | 3.04B |
| Shareholders' Equity | 1.52B | 1.75B | 1.75B | 1.62B | 1.82B | 2.30B | 2.36B | 1.99B | 1.54B | 1.17B |
| Retained Earnings | 1.12B | 1.41B | 1.48B | 1.38B | 1.63B | 2.14B | 2.20B | 1.84B | 1.39B | 1.04B |
| Total Debt | 1.09B | 991.30M | 989.00M | 794.50M | 792.50M | 790.60M | 1.19B | 544.40M | 542.80M | 541.30M |
| Net Cash (Debt) | -1.06B | -647.60M | -975.80M | -786.80M | -769.20M | -774.60M | -1.00B | -518.70M | -534.60M | -526.70M |
| Shares Outstanding | 10.68M | 12.05M | 12.52M | 12.76M | 14.15M | 17.09M | 18.35M | 18.97M | 19.31M | 19.88M |
This table shows 10 annual periods of Credit Acceptance's balance sheet, from FY 2025 back to FY 2016, across 11 line items including cash & equivalents, property, plant & equipment, total assets. Values in USD; B = billions, M = millions. Fiscal periods follow CACC's reporting calendar. What is a balance sheet?